Tag: consumer credit

The market is inevitably changing, and while batch and daily alerts are still effective in tackling client and consumer challenges, you are probably seeing...

Published : January 25, 2017 by Eric Kim

You know what I love getting in the mail? Holiday cards, magazines, the occasional picturesque catalog. What I don’t open? Credit card offers, invitations...

Published : December 15, 2016 by Kerry Rivera

Let’s play word association. When I say holiday season, what’s the first thing that comes to mind? Childhood memories. Connecting with family. A special...

Published : December 6, 2016 by Kyle Matthies

Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...

Published : August 30, 2016 by Denise McKendall

As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...

Published : August 18, 2016 by Guest Contributor

Time heals countless things, including credit scores. Many of the seven million people who saw their VantageScores drop to sub-prime levels after suffering a...

Published : August 5, 2016 by Sacha Ricarte

His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...

Published : June 29, 2016 by Kerry Rivera

Trend: a general direction in which something is developing or changing. Last Update: January 2019 As a lender, it’s important to understand a consumer’s...

Published : June 28, 2016 by Natalie Daukas

It’s the “Battle of the Sexes” credit edition. Who sports higher scores, less debt and more on-time payments? According to Experian’s latest analysis, women...

Published : March 14, 2016 by Kerry Rivera

Industry leading consumer credit trend data The complete picture of consumer credit trends from Experian’s database of over 230 million consumers Today we launched The...

Published : September 23, 2015 by Matt Tatham

With the constant (and improving!) changes in the consumer credit landscape, understanding the latest trends is vital for institutions to validate current business strategies...

Published : July 15, 2012 by Alan Ikemura

A study released in October 2011 for the S&P/Experian Consumer Credit Default Indices showed that first mortgage default rates rose to 2.08 percent in...

Published : March 7, 2012 by josephine.munis

By: Kari Michel The U.S. government and mortgage lenders have developed various loan modification programs to help homeowners better manage their mortgage debt so that...

Published : November 16, 2009 by Guest Contributor