Tag: credit scoring
New challenges created by the COVID-19 pandemic have made it imperative for utility providers to adapt strategies and processes that preserve positive customer relationships....
There are more than 100 million people in the United States who don’t have a fair chance at access to credit. These people are...
A few months ago, I got a letter from the DMV reminding me that it was finally time to replace my driver’s license. I’ve...
The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...
Whether its new regulations and enforcement actions from the Consumer Financial Protection Bureau or emerging legislation in Congress, the public policy environment for consumer...
Whether it is an online marketplace lender offering to refinance the student loan debt of a recent college graduate or an online small-business lender...
Every portfolio has a set of delinquent customers who do not make their payments on time. Truth. Every lender wants to collect on those...
By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...
As a scoring manager, this question has always stumped me because there was never a clear answer. It simply meant less than prime –...
Previously, we looked at the various ways a dual score strategy could help you focus in on an appropriate lending population. Find your mail-to...
Last month, I wrote about seeking ways to ensure growth without increasing risk. This month, I’ll present a few approaches that use multiple scores...
For as long as there have been loans, there has been credit risk and risk management. In the early days of US banking, the...
By: Kari Michel The way medical debts are treated in scores may change with the introduction of June 2011, Medical Debt Responsibility Act. The Medical Debt...
With the raising of the U.S. debt ceiling and its recent ramifications consuming the headlines over the past month, I began to wonder what...
By: Tracy Bremmer Score migration has always been a topic of interest among financial institutions. I can remember doing score migration analyses as a consultant...
Learn More Image
