Tag: credit trends

Consumer debt for every major consumer lending category has decreased over the past few years, except for student...

Published : September 26, 2014 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into...

Published : July 31, 2014 by Carrie Janot

Are you sure you are making the best consumer credit decisions? Given the constantly evolving market conditions, it is a challenge to keep informed. In...

Published : July 10, 2014 by Matt Tatham

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q1 2014 decreased by 53 percent over Q1 2013 - $235 billion...

Published : June 6, 2014 by Stacie Baker

Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit,...

Published : May 27, 2014 by Stacie Baker

A recent survey focusing on the credit behavior of Millennials (age group 18 to 30) shows that 90 percent are familiar with cosigning and...

Published : April 24, 2014 by Stacie Baker

While VantageScore® super-prime consumers carried the lowest average credit card balance of all credit tiers in Q4 2012 ($2,581), this group experienced the greatest...

Published : April 28, 2013 by admin

Experian Automotive's Q4 2012 credit trends analysis found that 60-day delinquencies rose from 0.72 percent in Q4 2011 to 0.74 percent in Q4 2012....

Published : March 10, 2013 by admin

With the constant (and improving!) changes in the consumer credit landscape, understanding the latest trends is vital for institutions to validate current business strategies...

Published : July 15, 2012 by Alan Ikemura

Mortgage origination volumes increased to $427 billion in Q4 2011 – a 31 percent quarterly gain. However, overall 2011 originations of $1.35 trillion were...

Published : June 7, 2012 by admin

Up to this point, I’ve been writing about loan originations and the prospects and challenges facing bankcard, auto and real estate lending this year. ...

Published : April 13, 2012 by Alan Ikemura

The strongest growth in new bankcard accounts is occurring in the near-prime and subprime segments of VantageScore® C, D and F. Year-over-year (Q1 2011...

Published : April 2, 2012 by josephine.munis

In my last two posts on bankcard and auto originations, I provided evidence as to why lenders have reason to feel optimistic about their...

Published : March 16, 2012 by Alan Ikemura

While retail card utilization rates decreased slightly in Q3 2011, retail card delinquency rates increased for all performance bands (30-59, 60-89 and 90-180 days...

Published : March 12, 2012 by josephine.munis

If you attended any of our past credit trends Webinars, you’ve heard me mention time and again how auto originations have been a standout...

Published : February 24, 2012 by Alan Ikemura