Tag: Experian

Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...

Published: December 8, 2016 by Guest Contributor

As we kick off the holiday shopping season, let’s look at the increasingly popular smart voice/artificial intelligent assistant. Here are some insights from a...

Published: December 1, 2016 by Guest Contributor

It’s that time of year — for turkey. During Thanksgiving 2015, 736 million pounds of turkey were consumed in the United States. Hungry for...

Published: November 22, 2016 by Guest Contributor

The best way to increase email open rates? Include a subscriber’s name in the subject line. A recent Experian study found that in addition...

Published: November 17, 2016 by Guest Contributor

Lenders are looking for ways to accurately score more consumers and grow their applicant pool without increasing risk. And it looks like more and...

Published: November 10, 2016 by Guest Contributor

Call if you need to, but protect yourself from TCPA exposure first. Follow these steps when creating your dialing strategy: Obtain customer consent Determine...

Published: October 27, 2016 by Guest Contributor

Businesses believe that 23% of their customer or prospect data is inaccurate. Since 84% of companies have a loyalty or customer engagement program in...

Published: October 20, 2016 by Guest Contributor

Millennials are coming of age and experiencing big life moments — college graduation, their first job, getting married and moving out. But what about...

Published: October 13, 2016 by Guest Contributor

As we approach the one-year anniversary of the EMV liability shift, we have seen an increase in e-commerce fraud — to the tune of...

Published: October 6, 2016 by Guest Contributor

Leasing continued its strong growth as the share of new vehicles leased jumped from 26.9% in Q2 2015 to a record high of 31.4%...

Published: September 29, 2016 by Guest Contributor

Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...

Published: September 22, 2016 by Guest Contributor

Historically, the introduction of EMV chip technology has resulted in a significant drop in card-present fraud, but a spike in card-not-present (CNP) fraud. CNP...

Published: September 15, 2016 by Guest Contributor

This summer, the Consumer Financial Protection Bureau (CFPB) took a significant step toward reforming the regulatory framework for the debt collection industry. The focus...

Published: September 8, 2016 by Guest Contributor

Did you know that identities can shift (for better or worse) in just 30 days? To succeed in today’s multichannel, mobile environment, businesses must...

Published: August 25, 2016 by Guest Contributor

Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...

Published: August 18, 2016 by Guest Contributor