Tag: Experian

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into...

Published: July 31, 2014 by Carrie Janot

A recent survey reveals that 30 percent of travelers have experienced identity theft while traveling or know someone who...

Published: July 25, 2014 by Carrie Janot

While automotive loan originations grew 15 percent year over year in Q1 2014, a recent Experian Automotive study found that more consumers are continuing...

Published: July 18, 2014 by Carrie Janot

Universe expansion is key to any lender's growth strategy. Sophisticated, advanced risk models, such as the VantageScore®3.0 model, allow lenders to score up to...

Published: July 3, 2014 by Carrie Janot

According to Experian Marketing Services’ Q1 2014 Email Benchmark Report, personalized abandoned cart emails that dynamically show the actual customer cart had 25 percent...

Published: June 30, 2014 by Stacie Baker

A recent Experian Consumer Services survey focusing on the most important attributes in a prospective spouse found that married adults value financial responsibility more...

Published: June 20, 2014 by Stacie Baker

With the cost of new vehicles continuing to increase, consumers are opting for longer loan...

Published: June 12, 2014 by Stacie Baker

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q1 2014 decreased by 53 percent over Q1 2013 - $235 billion...

Published: June 6, 2014 by Stacie Baker

Although 60-day automotive loan delinquencies fell 1.7 percent at a national level when comparing Q1 2014 to Q1 2013, twenty-two states actually experienced a...

Published: June 2, 2014 by Stacie Baker

Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit,...

Published: May 27, 2014 by Stacie Baker

Following a full year of steady improvement, small-business credit conditions stumbled during the first quarter of...

Published: May 15, 2014 by Stacie Baker

As part of its guidance, the Office of the Comptroller of the Currency recommends that lenders perform regular validations of their credit score models...

Published: May 9, 2014 by Stacie Baker

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in......

Published: May 1, 2014 by Stacie Baker

A recent survey focusing on the credit behavior of Millennials (age group 18 to 30) shows that 90 percent are familiar with cosigning and...

Published: April 24, 2014 by Stacie Baker

In an effort to understand consumer needs better and help lenders educate their customers, VantageScore® Solutions surveyed more than 200 lenders nationwide on the...

Published: April 11, 2014 by Stacie Baker