Tag: VantageScore

As industry experts are still unsure when the economy will fully recover, re-entry into marketing preapproved credit offers seems like a far-off proposal. However,...

Published: October 6, 2020 by Eric Johnson

Achieving collection results within the subprime population was challenging enough before the current COVID-19 pandemic and will likely become more difficult now that the...

Published: August 17, 2020 by Erik Svensen

Article written by Alex Lintner, Experian’s Group President of Consumer Information Services and Sandy Anderson, Experian’s Senior Vice President of Client and Sales Operations...

Published: April 14, 2020 by Guest Contributor

Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...

Published: November 26, 2019 by Ann Chen

Millennials have been accused of “killing” a lot of things. From napkins and fabric softener to cable and golf, the generation which makes up...

Published: August 15, 2018 by Stefani Wendel

The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...

Published: May 30, 2017 by Sacha Ricarte

A recent analysis revealed a 9-point negative shift in the average VantageScore® for personal loan originations from Q3 to Q4 of 2016. Additional insights...

Published: February 9, 2017 by Guest Contributor

Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...

Published: January 26, 2017 by Kerry Rivera

Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...

Published: December 8, 2016 by Guest Contributor

Lenders are looking for ways to accurately score more consumers and grow their applicant pool without increasing risk. And it looks like more and...

Published: November 10, 2016 by Guest Contributor

As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...

Published: July 21, 2016 by Guest Contributor

A recent study by VantageScore Solutions, LLC analyzed if consumers would continue to be creditworthy over time. Highlights about consumer credit score migration over...

Published: April 8, 2016 by Carrie Janot

A recent survey commissioned by VantageScore Solutions, LLC found that among consumers who are unable to obtain credit, 27% attribute the situation to lack...

Published: February 25, 2016 by Carrie Janot

Experian® recently released the 2015 State of Credit report, which analyzes key credit metrics across the nation....

Published: December 3, 2015 by Carrie Janot

According to a recent survey commissioned by VantageScore Solutions, millennials cite being unscoreable as the main obstacle to credit access. Among the findings: One-third...

Published: November 20, 2015 by Carrie Janot