Credit Lending

Despite used vehicle prices rising, loan-to-value (LTVs) ratios are dropping. Ultimately, lower LTVs are a positive trend for consumers because it puts them into positive equity on their vehicle faster.

Experian has made the IDC 2021 Fintech Rankings Top 100, highlighting the best global providers of financial technology. Read more!

We spoke with the Head of Data Analytics at Nova Credit and Experian experts to explore the topic of DEI and how to break down financial inclusion barriers.

Learn how to maximize your collections efforts while reducing costs, avoiding reputational damage and fines, and improving overall engagement.

As last year’s high-volume mortgage environment wanes, lenders are shifting focus to address another set of challenges.

The right technology can help your business maintain TCPA compliance through data scrubbing, phone type indicators, phone number scoring, and more.

Experian discussed the benefits of FCRA data and ways this data can ease credit access for “invisible” consumers in a recent webinar hosted by AFSA.

As lenders and consumers emerge from the pandemic, predicting the attributes of the “new normal” will be difficult.

We're considering the pros and cons of manual fraud reviews, and the benefits of applying analytics to your fraud review process.

For credit unions, having the the proper income and employment verification tools in place is key when creating a first-class application process.

Now that we’ve reached the midpoint of the year and economic recovery is underway, we’re taking a look at fraud threats can impact businesses and consumers.

Learn about the dangers associated with account opening fraud and how to prevent it while maintaining the customer experience.

In our newest white paper, we explore the obstacles hindering digital identity management, and the best way to build a layered identity solution.

We surveyed consumers and businesses worldwide about they are stabilizing their finances and returning to growth for our new Global Decisioning Report.

Experian can help businesses overcome the barriers on the path to a seamless and digital verification process for mortgage lending.