A glimpse at credit scores in the largest metropolitan areas …
View our interactive map: Experian’s Fourth Annual State of Credit Reportf Credit, 2013
Do you want to buy gifts for friends and family this holiday season?
Check out these great holiday shopping tips from some of our favorite personal finance writers:
1. Think experience over tangible items
Stay sane. I’m not kidding. It’s so easy to lose control and get wrapped up in the feeling of needing everything. Back up and question each purchase. Especially gifts. By March, very few people even remember what they got in December – so is it worth overspending for? Think experience over tangible items. If you’re going to drop some cash, do a party or a trip. That’s what people recall and often value.
Right now I’m big into Groupon. I love the goods and getaways Amazing deals!
Erica Sandberg is one of the nation’s foremost personal finance authorities. She is editor at large for the Bankrate Inc.‘s subsidiary Credit Card Guide and a columnist and reporter for CreditCards.com
This guest post is by Gail Cunningham, Vice President of Membership and Public Relations.
Experian’s recent State of Credit Study revealed that The Greatest Generation has something else to brag about: responsibly managing credit. And that’s no small achievement considering that some of these folks have 50 or more years of credit history under their belt. That’s a lot of on-time payments. If you fall into the 65+ age bracket, congratulations! You’ve done a lot right. Now let’s keep a good thing going. Here are some tips to help you stay financially healthy moving forward: