Join our #CreditChat on X every Wednesday at 3 p.m. ET.

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Join our #CreditChat on X (formerly Twitter) every Wednesday at 3 p.m. ET. In addition to X, we’re excited to announce that you can now also participate in #CreditChat on Threads! Follow our Experian.US account to answer our question of the day.
Follow us on Threads @Experian.us!
Check out our exciting podcast #CreditChat Live featuring expert insights on a variety of financial topics!
Here’s how to join our next chat:
Topic: Stretching Your Dollars: Practical Tips to Cut Costs and Save More
Where: Join the live hashtag discussion.
If you have questions, please DM us on X (formerly Twitter).
Upcoming Personal Finance & Credit Discussions:
February 5: Stretching Your Dollars: Practical Tips to Cut Costs and Save More
February 12: Breaking Up with Bad Spending Habits: A Financial Detox Plan
February 19: Generational Wealth and Financial Health: A Black History Month Discussion
February 26: Preparing for Tax Season: Essential Steps to File Your Taxes
March 5: Spring into Action: Financial Cleaning Tips for March
March 12: AI and Your Money: How AI is Impacting Access to Financial Knowledge and Success
March 19: Retirement Planning for Women: Securing Your Future
March 26: Spend, Save, Invest: Strategies for Getting the Most Out of Your Tax Refund
Past Topics include:
- Identity Theft Awareness Week: Know the Risks, Protect Yourself
- Turn Small Habits Into Big Savings! How to Find a Savings Strategy That Works for You
- Mapping Your 2025 Financial Journey with SMART Goals
- Your Money Snapshot: Steps to Measure Financial Wellness and Start the Year Strong
- Building Financial Confidence: Creating a Healthy Money Mindset in 2025
- Set, Plan, Achieve: Your Roadmap to Financial Success in the New Year!
- Countdown to Savings: Smart Tax Moves for December
- Simplify the Season: Focusing on the Essentials for a Joyful Holiday Season
- Maximizing Your Savings This Black Friday, Cyber Monday and Beyond
- Transitioning to Civilian Life: Financial Considerations for Veterans
- Breaking the Money Taboo: Open Conversations for Talk Money Week
- Don’t Get Spooked: Managing Your Money Without Fear
- Securing Your Future: The Benefits of Long Term Care Planning
- Domestic Violence Awareness Month: Rebuilding Financial Independence After Abuse
- Balancing Budgets and Emotions: Navigating Mental Health and Finances
- Protecting Your Finances Online: Cybersecurity Strategies for Everyday Users
- Investing 101: Making Your Money Work for You
- Retirement Ready: Planning for Your Future Today
- Credit Confidence: Understanding and Improving Your Credit Score
- Back to Basics: Building a Strong Financial Foundation
- Financial Anxiety and Stress: Coping Mechanisms for Managing Money Worries
- Women’s Equality Day: Realities and Remedies for the Gender Wage Gap
- Financial Resilience: Building a Safety Net to Weather Life’s Unexpected Challenges
- Scrolling Wisely: Tips for Managing Your Finances in the Era of Social Media Influencers and Trends
- Navigating Finances After High School: A Beginner’s Guide
- Going for Gold: Managing Your Finances Like an Olympian
- Meal Planning Mastery: Saving Time and Money on Back-to-School Groceries
- Beating Inflation: Effective Ways to Save on Back-to-School Shopping
- Financial Freedom through Minimalism: Simplify Your Life, Grow Your Wealth
- Evaluating Needs vs. Wants in a High Inflation and High-Cost Environment
- Sunshine and Side Hustles: Maximizing Your Earnings This Summer
- Mid-Year Money Check: Are You on Track with Your Financial Goals?
- Thrifty Traveler’s Guide: Making the Most of Your Summer Adventures
- Empowering Our Heroes: Financial Education and Credit Insights for Military Appreciation Month
- Building a Strong Financial Foundation: Money Management Advice for Recent Grads
- Relocating on a Budget – Tips and Tricks for Cost-Effective Moving
- Navigating Small Business Credit: Tips for Startups and Entrepreneurs
- Financial Literacy Month: Resources and Tools That Can Boost Your Financial Health
- Financial Literacy Month: Navigating Credit and Debt
- Financial Literacy Month: Budgeting and Saving 101
- Financial Literacy Month: The Role Financial Literacy Plays in Building a Strong Foundation
- First Quarter Financial Goal Check-In
- Decluttering Your Finances: Tips for Spring Cleaning Your Budget
- Taking Control of Your Financial Destiny: Minimizing Reliance on Luck
- International Women’s Day: Let’s Explore the Complex Relationship Between Women and Money
- Getting a Head Start on Your Tax Prep
- Black History Month: Let’s Talk Business Credit and Ways to Support and Invest in Minority-Owned Businesses
- From Roses to Credit Scores: Discussing Credit and Financial Health on Valentine’s Day
- Credit Touchdowns: Ways to Score Big with Smart Credit Plays
- Identity Theft Awareness Week: Safeguarding Your Personal Information
- Automating Your Finances in the New Year
- Strategies for Tackling Your Holiday Debt
- Best Financial Habits to Adopt in 2024
- Credit Myths You Should Leave in 2023
- New Year, New You: Setting Money Resolutions for 2024
- Protecting Your Finances from Predatory Practices During the Holidays
- From Gifts to Goals: Setting Financial Priorities as a Couple for the Holidays
- Ways to Save on Holiday Shopping
- Breaking Down Today’s Personal Finance Trends
- Spreading Cheer, Not Debt This Holiday Season: The Power of Money Mindfulness
- Deck the Halls: Budget-Friendly Holiday Decorating Ideas
- Navigating Credit and Finances After Service: Essential Tips for Veterans
- Cybersecurity and Identity Theft Awareness- For the Holiday Season and Beyond
- From Rookie to MVP: Playing the Money Game
- Get Smart About Credit
- Smart Ways to Budget for the Holiday Season
- Financial Empowerment: Breaking the Chains of Domestic and Financial Abuse
- The Importance of Winterizing Your Finances
- Navigating the Future: Let’s Talk Estate Planning and Investing
- Habits That Can Improve Your Financial Health
- Celebrating the Fruits of Your Labor on Labor Day: Ways to Reward Yourself for Reaching Financial Milestones
- Women’s Equality Day: Financial Equality for Women in the Workplace and at Home
- Back to Basics: Your One-Hour Crash Course in Credit
- Financial Resilience: Identifying and Healing From Financial Trauma
- Ways to Prepare for and Save on College Living Expenses
- Holiday Planning in July: Time to Prep Those Holiday Budgets
- Let’s Get a Head Start on Back-to-School Shopping
- How to Keep Your Financial Cool in the Dog Days of Summer
- Strategies for Achieving Financial Independence
- It’s Wedding Season: Let’s Talk Savings Tips for the Happy Couple and Their Wedding Party
- Let’s Perform a Mid-Year Financial Check-In
- Pride Month: Financial Empowerment for the LGBTQ+ Community
- Tips for Protecting Your Identity While Traveling This Summer
- Financial Readiness for Your Military Family
- Let’s Talk About Gen Z, Millennials and Money
- What to Consider When Planning to Purchase a Car
- Finding the Right Side Hustle and Avoiding Scams
- Congrats Grad! Let’s Chat About Your Financial Future
- Getting a Head Start on Summer Planning
- Ways to Stretch Your Dollars in This Economic Environment
- What You Should Know When Getting Ready to Buy or Sell a Home
- Spring Cleaning Your Monthly Expenses
- Tax Season 101: What You Need to Know Before Filing
- International Women’s Day:Embracing Financial Equity Today and Every Day
- Bills, Bills, Bills: Simple Ways to Reduce Your Monthly Expenses
- Tips for Weathering a Financial Storm
- Black History Month: Celebrating Trailblazers in the Black Community
- Love and Credit: Managing Your Credit in a Relationship
- How to Align Your Physical Fitness Goals With Your Fiscal Fitness Goals
- Moving Out On Your Own: How to Prepare Your Finances for Renting
- Ways to Reduce Your Credit Card Debt in 2023
- Ways to Reduce Your Spending in 2023
- Establishing Good Financial Habits for 2023: Start With a Financial Health Check-In
- Financial Tools That Can Set You Up for Success in 2023
- Identity Theft Awareness Month: Tips for Protecting Your Identity This Holiday Season
- How to Get Your Credit Ready for Your 2023 Goals
- Use It or Lose It: Maximizing Your Benefits Before 2023
- Ways to Give Back or Pay It Forward This Holiday Season
- Smart (and Not So Smart) Ways to Pay for Holiday Gifts
- Financial Tips for Military Families
- How to Fight the Winter Blues Without Blowing Your Budget
- Hocus Pocus Financial Focus: There’s Nothing Magical About Money
- Get Smart About Credit Day
- Answering Your Common Credit Questions From Social Media
- Ways to Identify and Protect Yourself from Financial Abuse in a Relationship
- How to Protect Yourself Against Credit Fraud and Identity Theft Online
- Head Start on the Holidays: Preparing Your Budget and Savings for the Holidays
- Thinking Outside of College: Successful Career Opportunities That Don’t Require a College Degree
- Aligning Your Career Goals with Your Financial Objectives
- Peer Pressure and Money: How to Not Let Your Financial Decisions Be Influenced by Others
- Student Loan Repayment Options and Updates You Should Know About
- Smart Ways to Pay for College
- Making Sure Economic Challenges Don’t Lead to a Financial Doomsday
- Preparing Your Budget for Back-to-School Shopping
- Grocery Shopping for the Family on a Budget
- Enjoying the Great Outdoors on a Budget
- How to Achieve Freedom from Financial Burdens and Stress
- Tips for Decluttering Your Finances
- Financial Tips for Same Sex Couples and the LGBTQ+ Community
- Moving Season: Tips for Saving Big on Your Next Move
- Half-Year Financial Check-In
- Summer Prep: Keeping the Family Entertained During the Summer
- Graduation Season: Preparing for Life’s Next Big Adventure
- May the 4th Be With You: Financial Lessons from Star Wars
- Steps You Can Take to Incorporate Financial Literacy in Your Daily Lives
- Championing Financial Literacy Month: Organizations That Are Making a Difference
- Maximizing Your Credit Scores During Financial Literacy Month
- April is Financial Literacy Month: What is financial literacy and why is it so important?
- Spring Credit Bootcamp Series:What to Do If You’ve Been a Victim of Credit Fraud
- Spring Credit Bootcamp Series: How to Fix Bad Credit
- Spring Credit Bootcamp Series: How to Fix Bad Credit
- Spring Credit Bootcamp Series: How to Fix Bad Credit
- Spring Credit Bootcamp Series:Credit Scores and How to Improve Them
- Spring Credit Bootcamp Series:How to Establish Credit
- SpringCredit Bootcamp Series: What is Credit and Why It’s Important
- America Saves Week 2022: Building Financial Resilience
- Black History Month:Building Wealth and Financial Health in2022
- Valentine’s Day on Budget
- Identity Theft Awareness Week: How to Protect Your Identity in 2022
- How to Establish Credit for the First Time
- Making a Plan to Tackle Your Holiday Debt
- How to Review Your Personal Finances and Prepare for the New Year
- The Importance of Gratitude and Mindfulness with Your Finances
- Investing in Your Health This Holiday Season and Into the New Year
- Planning for Uncertain Holiday Travel
- National Identity Theft Prevention and Awareness Month: Protecting Your Identity This Holiday Season
- Managing Holiday Spending and Gift-Giving When Products are in Short Supply
- Gifts and Goals: Creating Your Holiday Financial Checklist
- How to Make the Most Out of Thanksgiving Week Sales
- Preparing Your Finances for Winter Emergencies
- Credit Mistakes That Can Haunt You
- Get Smart About Credit Day
- How to Protect Your Finances From Cybersecurity Threats
- Retirement 101: How to Ensure You Are Ready for Retirement
- Helping Communities Achieve Financial Inclusion
- Financial Considerations for Caregivers of Aging Family Members
- Hispanic Heritage Month: Financial Inclusion for the Hispanic Community
- State of Credit: Behaviors That Can Impact Your Credit Scores
- Planning Ahead: How to Prep Your Holiday Budget
- Women’s Equality Day: How Women (and Men) Can Continue to Strive for Financial Equality
- How to Make Your Side Hustle Your Full Time Career
- Financial Tips for College Students
- Financial Considerations When You Get Your First Job
- Smart Ways to Build Your Credit History
- Back to School Budgeting: How to Prepare for the Return to Classrooms
- How to Set Your Wedding Budget and Stick to It
- Separating Facts and Myths About Credit Reports and Scores
- Achieving Financial Independence
- Frugal Summer Activities for the Family
- Dads, Dollars and Debt: Financial Topics for Father’s Day
- Protecting and Maintaining Your Finances As We Emerge From COVID-19
- Personal Finance for the LGBTQ+ Community
- Financial Planning for Military Spouses and Families
- What to Know When Shopping for a Home in a Seller’s Market
- Credit Advice for College Grads
- Best Financial Advice For or From Moms
- Closing the Financial Literacy Gap in Underserved Communities
- How to Talk to Your Children About Money
- Ways to Manage Our Emotions When Making Financial Decisions
- Financial Literacy Month: Why Is Financial Education Crucial and How Do We Do It?
- Military Saves Month: Budgeting for Military Families
- Planning & Ensuring Financial Well-Being for Future Generations
- Strategies for Improving Your Credit Scores
- How to Juggle Debt Payoff and Investing for Retirement
- Creating Gender Equality in Personal Finance
- America Saves Week: Simple Ways to Save Even More Money
- Overcoming Barriers to Financial Services for Underserved Communities
- Money Management Advice for Committed Couples
- Ways to Support Black-Owned Small Businesses
- Smart Strategies to Help You Pay Off Student Loans
- How to Start (And Stick) to Your 2021 Budget
- Creating Financial Goals You’ll Achieve in the New Year
- Debt Resolutions: Paying off Old Debt in the New Year
- Ways to Celebrate the Holidays on a Tight Budget
- How to Protect Yourself from Identity Theft
- Social Media’s Impact on Financial Wellness
- Money Moves You Will Be Thankful For
- Practical & Budget-Friendly Organizing Solutions
- Money-Making Pandemic Hobbies
- Looking at the Bright Side: Positive Effects of the Pandemic
- Budgeting for a New Pet
- How to Make Extra Money During COVID-19
- How to Boost Your Credit Score
- How to Form a Financial Plan
- Moving Tips to Save You Time and Money
- How to Financially Prepare Before Having Kids
- Paying for College
- Saving and Investing for Retirement
- Income Disparity: Friendships & Financial Inequality
- Women and Money: Guide to Financial Empowerment
- Pay it Forward & Giving Back
- How to Build Financial Stability & Prepare for Your Future
- Declutter & Simplify Your Finances
- Building Credit From Scratch
- Budgeting When Broke: Ditching Debt & Investing for the Future
- Eating Healthy & Staying Fit on a Budget
- Frugal Ways to Enjoy Your Summer During COVID-19
- Financial Independence: Steps to Break Free from Debt
- The Art of Minimalism: Enjoying More with Less
- Father’s Day: Financial Wisdom
- Coping with Anxiety & Financial Stress During Tough Times
- Ways to Give Back & Support to Our Communities
- How to Deal with Unemployment
- Side Hustles: Legit Ways to Make Extra Money at Home
- How to Manage our Finances & Credit During This Coronavirus Pandemic
- How to Handle Higher Bills, Unexpected Expenses & Debt Shame During the Pandemic
- How to Talk to Your Kids About Coronavirus & Saving Money
- How to Manage Your Time, Money & Emotional Wellbeing While Working Remotely
- COVID-19 Help: Emergency Financial Assistance Resources & Services to Know About
- Creative Ways to Support Your Favorite Small Businesses
- How to Invest & Prepare for the Future in a Volatile Market
- Frugal Family Tips for Maximizing Savings (And Reduce Debt)
- Awkward Money Moments and How to Handle Them
- Essential Tips to Consider Before Buying a Car
- Common Questions About Credit
- How to Talk Money in a Relationship
- Paying for College
- How to Spend Valentine’s Day on a Budget
- How to Avoid a Personal Financial Disaster
- A Game Plan to Boost Your Credit Score
- Smart Ways to Save While Raising a Family
- Saving vs. Investing
- Treat Yourself Without Blowing Your Budget
- New Year, New Financial Goals
- Strategizing to Pay Down Your Debt in the Next Year
- New Year’s Resolutions to Improve Your Finances
- Reviewing Your Year in Credit: What Could You Have Done Better?
- How to Protect Your Identity This Holiday Season
- Teaching Kids About Money
- The Importance of Giving Back During the Holidays
- Ways to Optimize Your Spending During the Holidays
- Financial Tips All Veterans Should Know
- Raising Money-Smart Kids
- Loans 101: The Basics of Borrowing
- Credit Scores 101
- Money and Mental Health
- Finances After Death
- Creating and Building an Emergency Fund
- What’s the Deal with Financial Inclusion?
- Financial Tips for Raising a Pet
- Road to Retirement
- Financial Tips for College Students
- How to Teach Your Kids Financial Literacy
- Save Money on Back-to-School Shopping
- The Everyday Bucket List with Karen Cordaway
- Financial Tips to Help You Move Out
- Side Hustles to Help You Increase Your Wealth
- Ways to Improve Your Credit Score
- All About Retirement
- Throwing a Summer Party on a Budget
- Buying Your First Car
- How to Protect Parents from Financial Scams with Cameron Huddleston
- Happy Father’s Day: Old School Money Tips Dad Taught Me
- How to Save the Most Money on Your Vacation
- What to Expect (Financially) When You’re Expecting
- Don’t Let Your Wedding Break the Bank
- #CreditChat with Experian Boost Ambassador & Award-Winning Actor, Hill Harper
- What You Can Learn From a Military Mom Budget
- Small Business Credit
- Tips for Home Buying
- Seeking Financial Advice
- Tips to Help You Improve Your Credit Score
- Tips to Help You Spring Clean Your Debt
- Investing 101: Ways to Make Your Money Grow
- Ways to Fatten up Your Thin File
- Ways to Prepare for Tax Season
- Women’s Financial Success–Breaking Down Barriers
- America Saves – Maintaining Your Financial Health as a Couple
- Military Saves – Managing Money When You’re on the Move
- How Important is Financial Transparency with Your Partner?
- All About Love & Money
- Ways to Save on Valentine’s Day
- Financial Planning How-To’s for Millennials and Generation Z
- How to Establish and Build Credit
- Ways to Minimize Your Debt This Year
- Fitness on a Budget
- Hello 2019! Tips to Help You Set the Right Financial Goals This Year
- Tips to Improve Your Credit Score in the New Year
- Planning Ahead: Money Moves to Make Before the End of the Year
- How to Strategize and Save onHoliday Parties and Gift Giving
- Ways to Hustle and MakeExtra Cash for the Holidays
- Smart Ways to Protect Your Identity This Holiday Season
- How to Save Money & Stick to Your Budget This Holiday Season
- How to Avoid Compulsive Spending This Holiday Season
- Financial Advice for Veterans
- Financial Topics That Keep People Up at Night
- Get Smart About Credit: Credit 101 for Kids and Teens
- Important Financial Moves to Make BeforeRetirement
- Pets and Finances: How to Save on the Cost of Pet Ownership
- Prepare for the Worst: The Importance of Estate Planning
- Kids and Money: Best Financial Tips for Gen Z
- Emotions and Finances: How to Get Your Emotional Spending in Check
- How to Get Out of and Avoid Credit Card Debt
- Important Tips to Help You Protect Your Children From Identity Theft
- The Money Talk:Breaking the Taboo of Talking About Money
- College Life:Financial Tips Every College Student Should Know
- Money Saving Tips for Back to School Shopping
- What to Know About the Home-Buying Process
- Retirement 101: Best Planning and Saving Tips
- Your Mid-Year Financial Goals Check-in
- Dark Web 101: How to Protect Your Identity
- What Does Financial Freedom Mean to You?
- Budget-Friendly Summer Activities for Families and Kids
- Important Financial Issues Facing The LGBTQ Community
- Summer Travel on a Budget
- If I Knew Then What I Know Now: What We Learned From Our Mistakes
- Congrats Grads! Ways to Be Smart With Finances After Graduation
- Smart Strategies for Buying a Car
- Financial Accessibility: Increasing Credit Literacy and Tips to Help Improve Scores
- Honoring Mom: The Best Financial Advice Mom Gave Us
- Financial Advice for Military Families
- Emotions and Money: The Difference Between Your Net Worth and Self-Worth
- Kids and Money: Important Financial Lessons to Teach Kids
- Crucial Things to Know About Your Student Loans and Repayment
- Financial Literacy 101: How We Can Make a Difference This Month
- What to Know Before Filing Your 2017 Tax Return
- How to Reduce Financial Stress Through Minimal Living
- How to Prep for the Future with Investments
- Her Money: Top Financial Tips for Women
- America Saves Week: The Importance of Establishing Your Rainy Day Fund
- Military Saves Week: Best Practices for Establishing Your Emergency Fund as a Servicemember
- Say Yes to a Wedding Budget: Saving Tips for Your Big Day
- Love and Money: The Good, The Bad and The Ugly
- Valentine’s Day on a Budget
- How to Eat Healthy on a Budget
- 2018 State of Credit
- Strategies to Conquer Debt in the New Year
- How to Use Apps to Achieve Financial Success
- Tips to Improve Your Credit Health
- Key Habits to Build for Financial Success
- Creating Financial Goals for the New Year
- How to Reduce Financial Stress and Anxiety During the Holidays
- How to Throw a Great Holiday Party on a Budget
- Creating Abundance and Peace with Habits of Gratitude and Charity
- Smart Ways to Map Your Shopping and Avoid Overspending on Black Friday
- Money-Saving Holiday Travel Tips
- Important Financial Tips and Benefits for Veterans
- Make Those Lists and Check Them Twice: Tips for Budgeting for the Holidays
- Frightful Financial Topics and How to Overcome Them
- Get Smart About Credit with American Bankers Association
- The Importance of Investing in Your 20s and How to Get Started
- Planning Your Estate: A Guide to Wills and Trusts
- Important Things to Consider When Combining Finances in a Relationship