Join our #CreditChat on X every Wednesday at 3 p.m. ET.
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Join our #CreditChat on X (formerly Twitter) every Wednesday at 3 p.m. ET. In addition to X, we’re excited to announce that you can now also participate in #CreditChat on Threads ! Follow our Experian.US account to answer our question of the day.
Follow us on Threads @Experian.us !
Check out our exciting podcast #CreditChat Live featuring expert insights on a variety of financial topics!
Here’s how to join our next chat: Topic: Stretching Your Dollars: Practical Tips to Cut Costs and Save More Where: Join the live hashtag discussion . If you have questions, please DM us on X (formerly Twitter).
Upcoming Personal Finance & Credit Discussions: February 5: Stretching Your Dollars: Practical Tips to Cut Costs and Save More February 12: Breaking Up with Bad Spending Habits: A Financial Detox Plan February 19: Generational Wealth and Financial Health: A Black History Month Discussion February 26: Preparing for Tax Season: Essential Steps to File Your Taxes March 5: Spring into Action: Financial Cleaning Tips for March March 12: AI and Your Money: How AI is Impacting Access to Financial Knowledge and Success March 19: Retirement Planning for Women: Securing Your Future March 26: Spend, Save, Invest: Strategies for Getting the Most Out of Your Tax Refund
Past Topics include :
Identity Theft Awareness Week: Know the Risks, Protect Yourself
Turn Small Habits Into Big Savings! How to Find a Savings Strategy That Works for You
Mapping Your 2025 Financial Journey with SMART Goals
Your Money Snapshot: Steps to Measure Financial Wellness and Start the Year Strong
Building Financial Confidence: Creating a Healthy Money Mindset in 2025
Set, Plan, Achieve: Your Roadmap to Financial Success in the New Year!
Countdown to Savings: Smart Tax Moves for December
Simplify the Season: Focusing on the Essentials for a Joyful Holiday Season
Maximizing Your Savings This Black Friday, Cyber Monday and Beyond
Transitioning to Civilian Life: Financial Considerations for Veterans
Breaking the Money Taboo: Open Conversations for Talk Money Week
Don’t Get Spooked: Managing Your Money Without Fear
Securing Your Future: The Benefits of Long Term Care Planning
Domestic Violence Awareness Month: Rebuilding Financial Independence After Abuse
Balancing Budgets and Emotions: Navigating Mental Health and Finances
Protecting Your Finances Online: Cybersecurity Strategies for Everyday Users
Investing 101: Making Your Money Work for You
Retirement Ready: Planning for Your Future Today
Credit Confidence: Understanding and Improving Your Credit Score
Back to Basics: Building a Strong Financial Foundation
Financial Anxiety and Stress: Coping Mechanisms for Managing Money Worries
Women’s Equality Day: Realities and Remedies for the Gender Wage Gap
Financial Resilience: Building a Safety Net to Weather Life’s Unexpected Challenges
Scrolling Wisely: Tips for Managing Your Finances in the Era of Social Media Influencers and Trends
Navigating Finances After High School: A Beginner’s Guide
Going for Gold: Managing Your Finances Like an Olympian
Meal Planning Mastery: Saving Time and Money on Back-to-School Groceries
Beating Inflation: Effective Ways to Save on Back-to-School Shopping
Financial Freedom through Minimalism: Simplify Your Life, Grow Your Wealth
Evaluating Needs vs. Wants in a High Inflation and High-Cost Environment
Sunshine and Side Hustles: Maximizing Your Earnings This Summer
Mid-Year Money Check: Are You on Track with Your Financial Goals?
Thrifty Traveler’s Guide: Making the Most of Your Summer Adventures
Empowering Our Heroes: Financial Education and Credit Insights for Military Appreciation Month
Building a Strong Financial Foundation: Money Management Advice for Recent Grads
Relocating on a Budget – Tips and Tricks for Cost-Effective Moving
Navigating Small Business Credit: Tips for Startups and Entrepreneurs
Financial Literacy Month: Resources and Tools That Can Boost Your Financial Health
Financial Literacy Month: Navigating Credit and Debt
Financial Literacy Month: Budgeting and Saving 101
Financial Literacy Month: The Role Financial Literacy Plays in Building a Strong Foundation
First Quarter Financial Goal Check-In
Decluttering Your Finances: Tips for Spring Cleaning Your Budget
Taking Control of Your Financial Destiny: Minimizing Reliance on Luck
International Women’s Day: Let’s Explore the Complex Relationship Between Women and Money
Getting a Head Start on Your Tax Prep
Black History Month: Let’s Talk Business Credit and Ways to Support and Invest in Minority-Owned Businesses
From Roses to Credit Scores: Discussing Credit and Financial Health on Valentine’s Day
Credit Touchdowns: Ways to Score Big with Smart Credit Plays
Identity Theft Awareness Week: Safeguarding Your Personal Information
Automating Your Finances in the New Year
Strategies for Tackling Your Holiday Debt
Best Financial Habits to Adopt in 2024
Credit Myths You Should Leave in 2023
New Year, New You: Setting Money Resolutions for 2024
Protecting Your Finances from Predatory Practices During the Holidays
From Gifts to Goals: Setting Financial Priorities as a Couple for the Holidays
Ways to Save on Holiday Shopping
Breaking Down Today’s Personal Finance Trends
Spreading Cheer, Not Debt This Holiday Season: The Power of Money Mindfulness
Deck the Halls: Budget-Friendly Holiday Decorating Ideas
Navigating Credit and Finances After Service: Essential Tips for Veterans
Cybersecurity and Identity Theft Awareness- For the Holiday Season and Beyond
From Rookie to MVP: Playing the Money Game
Get Smart About Credit
Smart Ways to Budget for the Holiday Season
Financial Empowerment: Breaking the Chains of Domestic and Financial Abuse
The Importance of Winterizing Your Finances
Navigating the Future: Let’s Talk Estate Planning and Investing
Habits That Can Improve Your Financial Health
Celebrating the Fruits of Your Labor on Labor Day: Ways to Reward Yourself for Reaching Financial Milestones
Women’s Equality Day: Financial Equality for Women in the Workplace and at Home
Back to Basics: Your One-Hour Crash Course in Credit
Financial Resilience: Identifying and Healing From Financial Trauma
Ways to Prepare for and Save on College Living Expenses
Holiday Planning in July: Time to Prep Those Holiday Budgets
Let’s Get a Head Start on Back-to-School Shopping
How to Keep Your Financial Cool in the Dog Days of Summer
Strategies for Achieving Financial Independence
It’s Wedding Season: Let’s Talk Savings Tips for the Happy Couple and Their Wedding Party
Let’s Perform a Mid-Year Financial Check-In
Pride Month: Financial Empowerment for the LGBTQ+ Community
Tips for Protecting Your Identity While Traveling This Summer
Financial Readiness for Your Military Family
Let’s Talk About Gen Z , Millennials and Money
What to Consider When Planning to Purchase a Car
Finding the Right Side Hustle and Avoiding Scams
Congrats Grad! Let’s Chat About Your Financial Future
Getting a Head Start on Summer Planning
Ways to Stretch Your Dollars in This Economic Environment
What You Should Know When Getting Ready to Buy or Sell a Home
Spring Cleaning Your Monthly Expenses
Tax Season 101: What You Need to Know Before Filing
International Women’s Day:Embracing Financial Equity Today and Every Day
Bills, Bills, Bills: Simple Ways to Reduce Your Monthly Expenses
Tips for Weathering a Financial Storm
Black History Month : Celebrating Trailblazers in the Black Community
Love and Credit: Managing Your Credit in a Relationship
How to Align Your Physical Fitness Goals With Your Fiscal Fitness Goals
Moving Out On Your Own: How to Prepare Your Finances for Renting
Ways to Reduce Your Credit Card Debt in 2023
Ways to Reduce Your Spending in 2023
Establishing Good Financial Habits for 2023: Start With a Financial Health Check-In
Financial Tools That Can Set You Up for Success in 2023
Identity Theft Awareness Month: Tips for Protecting Your Identity This Holiday Season
How to Get Your Credit Ready for Your 2023 Goals
Use It or Lose It: Maximizing Your Benefits Before 2023
Ways to Give Back or Pay It Forward This Holiday Season
Smart (and Not So Smart) Ways to Pay for Holiday Gifts
Financial Tips for Military Families
How to Fight the Winter Blues Without Blowing Your Budget
Hocus Pocus Financial Focus: There’s Nothing Magical About Money
Get Smart About Credit Day
Answering Your Common Credit Questions From Social Media
Ways to Identify and Protect Yourself from Financial Abuse in a Relationship
How to Protect Yourself Against Credit Fraud and Identity Theft Online
Head Start on the Holidays: Preparing Your Budget and Savings for the Holidays
Thinking Outside of College: Successful Career Opportunities That Don’t Require a College Degree
Aligning Your Career Goals with Your Financial Objectives
Peer Pressure and Money: How to Not Let Your Financial Decisions Be Influenced by Others
Student Loan Repayment Options and Updates You Should Know About
Smart Ways to Pay for College
Making Sure Economic Challenges Don’t Lead to a Financial Doomsday
Preparing Your Budget for Back-to-School Shopping
Grocery Shopping for the Family on a Budget
Enjoying the Great Outdoors on a Budget
How to Achieve Freedom from Financial Burdens and Stress
Tips for Decluttering Your Finances
Financial Tips for Same Sex Couples and the LGBTQ+ Community
Moving Season: Tips for Saving Big on Your Next Move
Half-Year Financial Check-In
Summer Prep: Keeping the Family Entertained During the Summer
Graduation Season: Preparing for Life’s Next Big Adventure
May the 4th Be With You: Financial Lessons from Star Wars
Steps You Can Take to Incorporate Financial Literacy in Your Daily Lives
Championing Financial Literacy Month: Organizations That Are Making a Difference
Maximizing Your Credit Scores During Financial Literacy Month
April is Financial Literacy Month: What is financial literacy and why is it so important?
Spring Credit Bootcamp Series:What to Do If You’ve Been a Victim of Credit Fraud
Spring Credit Bootcamp Series: How to Fix Bad Credit
Spring Credit Bootcamp Series: How to Fix Bad Credit
Spring Credit Bootcamp Series: How to Fix Bad Credit
Spring Credit Bootcamp Series:Credit Scores and How to Improve Them