More than 20 years ago, Experian became the first credit bureau to create a consumer education program. We started the program because we wanted to arm consumers with the right information and resources to help them understand the fundamentals of credit management and the benefits of having good credit.
Good credit provides attractive mortgage options, better interest rates on cars, and the ability to start a new business venture. A credit score is checked when you are shopping for these types of loans. A credit score turns credit report information into a number reflecting the risk of lending to you.
Regularly checking your credit report ensures the most accurate depiction of your credit history to these lenders. An error in your credit file can potentially affect your credit score or can delay the process of securing the loan or obtaining the best interest rates.
Should you find an error in your credit report, please follow the steps below or check out this video to help you in the dispute process. Be sure to have a current copy of your Experian credit report before you begin. For instructions on how to check your credit report, please click here.
