Tech & Innovation

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At Experian, we are continually innovating and using technology to find solutions to global issues, modernize the financial services industry and increase financial access for all.

DEI

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Our deep commitment to social and financial inclusion is reflected in our workplace culture, our partnerships and our efforts to break down the barriers to financial equity.

Financial Health

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Our initiatives are dedicated to getting tools, resources and information to underserved communities so that consumers can best understand and improve their financial health.

Latest Posts:

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Using Data to Manage the Cost of Healthcare

Screening With rising insurance costs, deductibles and copays, some people struggle to afford the out-of-pocket expense that can come with seeking medical treatment. Because of this, some consumers decide not to seek treatment, which could have negative effects on their health and overall well-being.

Published: Jun 17, 2015 by Editor

Summer Study Finds Travelers Overspending, Left Open to Identity Theft Risks

A recent study conducted by Experian showed that a majority of vacationers overspend their budgets and rely on credit cards to provide extra funds. At the extreme end, more than half of millennial vacationers (52 percent) lean heavily on their credit cards, racking up vacation debt they’ll be repaying long after their trip comes to an end.

Published: Jun 17, 2015 by

Automotive Finance Data Signals Good Times for the Market

shutterstock_199820666 Nowadays, whenever you hear news about the automotive industry, a negative tone tends to pop up. Whether it’s the increase in lending to subprime consumers, or the lengthening in loan terms, the stories lead one to believe that the industry is headed toward another “bubble.” However, that’s not necessarily the case. When we look at the data, the automotive finance market actually demonstrates a strong industry as a whole.

Published: Jun 10, 2015 by

Trusted Data Creates Big Data Insight

DataQuality2 The term big data tends to be overused in business today. While some refer to it as a technology and others a level of insight, it has come to embody many different data actions, from business intelligence, to analytics and data modelling. We have become so obsessed with big data that we think we have to have this level of insight as a requirement to running a successful business.

Published: Jun 09, 2015 by Editor

Linking Data Becomes the Biggest Challenge for Global Marketers

Confronted with a vast amount of incoming data, today’s digital marketers are facing an on-going battle to keep up.

Published: Jun 01, 2015 by

Listen to the Data: What You Need to Know About Your HELOC End of Draw Period

Recent Experian analysis of U.S. lending trends related specifically to HELOCs reveals important strategies to manage the end of draw period.

Published: May 27, 2015 by

Credit and Your Home Purchase: Experian Survey Findings

Considering a home purchase? Learn when others are consulting their credit and what they’re finding.

Published: May 27, 2015 by

Data on “Green” Vehicles Doing Car Makers A Lot of Good

Experian’s use of data and insight to help dealers, manufacturers and consumers better understand the environment we live in and who is “going green”.

Published: May 26, 2015 by

National Consumer Assistance Plan Is Extended as Experian, Equifax and TransUnion Settle with State Attorneys General

Today, Experian and the nationwide credit reporting agencies announced another important step in our work to improve the credit lives of consumers and create a healthier financial ecosystem. The settlement between 31 state attorneys general and Experian, Equifax and TransUnion concludes months of productive discussions and our industry is proud of the results.

Published: May 20, 2015 by Editor