Credit-based decisions remain a painfully slow, manual process for many organizations and their customers. Old business processes and outdated technology often prevent companies — such as banks, telecommunications carriers and healthcare organizations — from making accurate, timely credit decisions.

Our credit decisioning software and technology is designed to deliver fast, reliable insights to help expedite credit decisions. Our tools and products help you drive revenue by increasing the precision and agility of your customer decisioning processes. By streamlining the customer onboarding process, businesses can better position themselves to grow sales, reduce cost and improve overall customer satisfaction.

young businessman using laptop terrace

Robust credit decisioning software

Convert data and analytics into meaningful actions with strategies that help you confidently determine who you should do business with. 

couple sitting on couch splurge

Effective resource management

Our automated credit decisioning tools maximize good business and minimize risk, so you can focus your resources where they’re needed most. 

analysts find a solution

Flexible solutions for every business

We offer a variety of deployment options and our solutions are customizable, so you only pay for the functionality you need. 

Industry-specific intel

Check out the industries we serve.

Advertising & Media
Energy & Utilities
Healthcare
Mortgage
Public Sector
Telecommunications

Insights

Case study

Washington State Employees Credit Union 

Increase loan and credit applications with an instant, digital prequalification process.
Perspective paper

Powering better decisions

Get started with a decisioning ecosystem to improve customer experience while minimizing fraud risk.

Case study

OneAZ

Increase efficiency and funding rates with automated decisioning. 
eBook

Path to modernization for decisioning

Modernize your credit approval process in three simple steps.

Explore our solutions

Discover our capabilities across the board.

View all solutions

Advanced Analytics & Modeling

Cloud Applications & Services

Collections & Debt Recovery

Credit Decisioning

Credit Profile Reports

Customer Management

Data Quality & Management

Data Reporting & Furnishing

Data Sources

Fraud Management

Identity Solutions

Marketing Solutions

Regulatory Compliance

Risk Management

Ready to improve your credit decisioning strategy?

We’re here to help. If you’d like to learn more about our solutions, please fill out the form below. If you’d like to talk to a representative immediately, please call us at:

1-855-827-6281

We are unable to address personal credit report and/or membership inquiries via this business form. Visit Experian.com/help or call 888-397-3742 for consumer assistance.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.