Welcome to Experian

Get started with the basics for free or try Experian CreditWorksSM Premium at a discounted price for the first month. You can change plans at any time.

Experian CreditWorksSM Premium


$4.99

/ first month*


  • Monthly 3-Bureau Credit Report & FICO® Scores1
  • Daily Experian Credit Report & FICO Score
  • 3-bureau credit monitoring with alerts
  • Experian CreditLock with alerts
  • FICO Score tracker based on Experian data
  • Identity protection and alerts
  • Up to $1 Million Identity Theft Insurance2
  • Dedicated fraud resolution support
Upgrade to premium Learn more

Experian CreditWorksSM Basic


$0

No credit card required


  • Experian Credit Report every 30 days on sign in
  • Experian credit monitoring with alerts
  • Toll-free phone support
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*Introductory price of $4.99 for your first month of access, then just $24.99 each additional month. Cancel anytime if not satisfied.

1Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn More.

2Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian CreditWorksSM Premium.

One-time Credit Reports and Scores

View your latest Credit Reports and Scores for a one-time fee.

Experian Credit Report and FICO® Score


$19.95

  • Experian Credit Report and FICO Score
  • Toll-free phone support
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3-Bureau Credit Report and FICO® Scores


$39.95

  • Experian Credit Report and FICO Score
  • Equifax® Credit Report and FICO Score
  • TransUnion® Credit Report and FICO Score
  • Toll-free phone support
Order now Learn more