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Benefits of eCBSV

For the last several months, Experian has participated as the only credit bureau in the pilot of the SSA's eCBSV service.

Published: March 24, 2021 by Guest Contributor
Do You Even Need to Issue an RFI or RFP?

If you’re looking to buy new decisioning software, your first inclination might be to issue an RFI or an RFP. However, that may not be the best idea.

Published: March 18, 2021 by Guest Contributor
Utilities Q&A Perspective Series: 2021 Data Breach Industry Forecast

Gain insight into emerging fraud schemes related to the COVID-19 vaccines and increased use of digital home technologies. Read more!

Published: March 11, 2021 by Laura Burrows
Understanding Different Fraud Types

Preventing fraud losses requires an understanding of the individual fraud types, how they differ from one another, and how this impacts potential solutions.

Published: March 2, 2021 by Guest Contributor
Maintaining Customer Identification Programs During COVID-19

Since 2002, lenders have been aware of the importance of Know Your Customer (KYC) and the associated Customer Identification Program (CIP) requirements.

Published: February 23, 2021 by Chris Ryan
Global Insights Report: The Impact of COVID-19 on Consumer Behaviors and Business Strategies

According to Experian’s latest Global Insights Report, 38% of consumers expect to increase their online activity in the next 12 months.

Published: February 19, 2021 by Guest Contributor
Components of Good Performance Reports

Performance reports are foundational and are one of the key elements of a sound and prudent risk management framework. Learn how effective reports evolve.

Published: February 18, 2021 by Victoria Soriano
Solving the Fraud Problem: What is Account Takeover Fraud?

Digital transformation has impacted account takeover fraud over the last year, requiring businesses to update their prevention and detection strategies.

Published: February 11, 2021 by Chris Ryan
Inactive Credit Card Accounts

Inactive credit card accounts pose challenges to lenders. Discover potential reasons for inactivity and learn how to manage these accounts.

Published: February 9, 2021 by Victoria Soriano
Credit Cards in a Credit Union Portfolio

A high-level review of risk-adjusted yields across three common retail products offered by credit unions show that credit cards can be very profitable.

Published: January 19, 2021 by Victoria Soriano
Solving the Fraud Problem: What is Synthetic Identity Fraud?

I’d like to explore a hybrid type – synthetic identity fraud – and how it can be the harder to detect than third- or first-party fraud.

Published: January 18, 2021 by Chris Ryan
Back to Basics: Portfolio Management

As financial institutions navigate COVID-19’s economic impact, the best credit portfolio management practices are fundamental.

Published: January 13, 2021 by Stefani Wendel
2021 Trends for Financial Services

Last year’s predictions of a new set of Roaring 20’s may not have panned out the way we imagine, but many did evolve. Here are six trends to watch in 2021.

Published: January 4, 2021 by Stefani Wendel
The Business Case for Defense in Depth

It’s important to understand the costs and financial benefits associated with a Defense in Depth strategy before implementation.

Published: December 29, 2020 by Guest Contributor
Account Takeover: The Defense in Depth Strategy

Preventing account takeover fraud is paramount in today’s digital world. We explore the benefits and considerations of a Defense in Depth strategy. 

Published: December 22, 2020 by Guest Contributor

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