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Experian and Oliver Wyman have joined forces to launch Ascend CECL Forecaster to help financial institutions of all sizes forecast lifetime credit losses.

How well can you identify and rank your current customer population? Are you leveraging that insight to acquire new customers, manage current customers and prioritize collections efforts? If so, you’re probably using custom models in your business strategy. But if your organization is like many businesses, you may use a more traditional approach. In our highly competitive market, strategy and decisions must be based on the right data and insights. No excuses. The data is there, and we can help you turn it into actionable insights. Implementing a custom model can maximize your return on investment and help you make more profitable business decisions — now and in the future.

Digital channels create convenience for consumers. However fraudsters prey on inexperienced or low-bandwidth teams without appropriate fraud tools.

A new free photo editor has taken the internet by a storm, offering an AI-powered image-altering application that allows users to see their “future self.”

Synthetic identities can run several levels deep and be so complete that you don't find them until they reach collections

You can try to prepare for the unexpected. But with fraud, you need to expect that there are trends, technology and tactics that can help and hinder

It’s important for lenders to get a comprehensive view to find the most qualified candidates. Using alternative credit data can expand your choices.

Debt management is becoming increasingly complex. People don’t answer their phones anymore. There are many, many communication channels available (email, text, website, etc.) and just as many preferences from consumers regarding how they communicate.

Digital transformation is the new business model, and its powered by data and the insights gleaned from data.

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and auto loans. By monitoring consumer behavior and market trends over time, you can predict and prepare for potential issues within each market. In this 30-minute webinar, our featured speakers, Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, reveal Q1 2019 market intelligence data and explore recent advances in consumer credit trends. Watch our on-demand webinar

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According to Experian research, over 2.7 million out of 89 million active automotive loans and leases are either 30 or 60 days delinquent. Triggers that signal a greater likelihood of consumers falling delinquent on loans, mortgages and credit card payments, include high-interest rates, a high utilization rate and recent derogatory trades. By tracking and forecasting consumer trends over time, you can more easily predict consumer behavior and better prepare for potential issues within each market. Join Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, during our live Quarterly Credit Trends webinar on May 30 at 2:00 p.m. ET. Our expert speakers will provide a view of the real estate market and share insights on the latest consumer credit trends. Highlights include: 2019 economic drivers Q1 2019 origination and delinquency trends Mortgage Home equity Bankcard Auto Register now

To win with ML, the team and process are more important than the algorithm. Best practices before, during and after modeling to help you succeed.

The best online experience balances security and convenience. Technology and innovation is allowing businesses to give the maximum potential of both.

There's currently an outbreak of breach-fueled credential stuffing. Billions of stolen usernames/passwords have been compiled and available to criminals

NIST helps government agencies implement their digital services while still mitigating the identity risks that come with online service provision.