Jim Bander focuses on analytics, consulting and optimization functions with Experian Decision Analytics’ North American Go To Market team. He has worked in data and analytics for more than 25 years, focusing on consumer credit for the last 10. Until recently, Bander was a decision science leader at a large auto lender. He received his Ph.D. from the University of Michigan in Ann Arbor.

-- Jim Bander

All posts by Jim Bander

How Cloud Computing Will Drive Financial Inclusion

The jump to the cloud means that lenders are suddenly more capable than ever at making analytically sound and more financially inclusive­ decisions.

Published: November 19, 2020 by Jim Bander
Responding to and Recovering from the COVID-19 Recession

Learn about some specific Experian solutions that are especially timely for lenders strategizing their response to the COVID Recession.

Published: September 2, 2020 by Jim Bander
Validating Consumer Credit Scores in a Time of Extreme Uncertainty

This is the third in a series of blog posts highlighting optimization, AI, predictive analytics, and decisioning for lending operations.

Published: May 20, 2020 by Jim Bander
Predicting Consumer Payment Behavior in a Time of Extreme Uncertainty

This is the second in a series of blog posts highlighting AI, optimization, and decisioning for lending operations in times of extreme uncertainty.

Published: April 20, 2020 by Jim Bander
Optimizing Lending Operations in a Time of Extreme Uncertainty

How can lenders make optimized decisions when things are changing so quickly and when so many things are unknown? The answer lies in analytics.

Published: April 14, 2020 by Jim Bander
To Win with Machine Learning, It Isn’t What You Do; It’s How You Do It

To win with ML, the team and process are more important than the algorithm. Best practices before, during and after modeling to help you succeed.

Published: April 24, 2019 by Jim Bander
In Lending as in Baseball, Moneyball Is No Longer Enough

In banking, as in baseball, data and analytics are key to making informed, data-driven decisions for your team and your business.

Published: October 26, 2018 by Jim Bander

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