All posts by Guest Contributor

Break Out of Decision Paralysis: Three Data Points About Alternative Financial Services Data

Alternative financial services data gives lenders access to powerful and predictive supplemental credit data that better detect risk and benefits consumers.

January 23, 2019 by Guest Contributor
Offshore vs Onshore: A Head-to-Head Comparison of Data Science Resources

Given the option between offshore and onshore data science resources, how do you decide? Let’s discuss a few things to consider.

January 14, 2019 by Guest Contributor
Who Can Afford SUVs and Pickups as Presents? Hint: Experian Will Help you Find Customers who Can

Auto dealers need to move their dealerships forward through hyper-local advertising that helps them connect with the right audiences at the right time.

January 7, 2019 by Guest Contributor
One Small Step for Experian, A Giant Leap Forward for the Credit Industry

Experian is ushering a new age of consumer empowerment with Experian Boost, which eliminates the guesswork of what goes into a credit score.

December 19, 2018 by Guest Contributor
It’s the Most Wonderful Time of the Year (for Fraud)

It’s the holiday season, and we’re prepared for holiday fraud. Our team monitors FraudNet to identify anomalies as millions of transactions occur this month

December 4, 2018 by Guest Contributor
Beyond Basic Data Sampling for Model Development

Issues to evaluate during data sample selection and design for model development and an overview of traditional data sampling techniques.

November 7, 2018 by Guest Contributor
I Can See Clearly Now: Four Myths of Alternative Credit Data

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

November 6, 2018 by Guest Contributor
Machine learning and Extreme Gradient Boosting

At Experian, for machine learning, we use Extreme Gradient Boosting (XGBoost) implementation of Gradient Boosting Machines.

October 24, 2018 by Guest Contributor
Six Vulnerabilities in the Credit Card Industry

In order to stand out, credit card companies need to come up with new, innovative ideas by acknowledging their vulnerabilities.

October 8, 2018 by Guest Contributor
Q&A with Marine Credit Union on Growth and Honing Your Focus

Experian sat down with Shawn Hanson, CEO at Marine Credit Union to get his perspective and insights about growth, risk and the underserved.

October 1, 2018 by Guest Contributor
9 Ways to Make Hispanic Engagement Part of Your Credit Union’s Differentiation Strategy

With Hispanic Heritage Awareness Month underway and the topic of growing membership a constant priority, here are some tips from a credit union CEO.

September 20, 2018 by Guest Contributor
Five Secrets to Outsourcing Data Science Successfully

Demand for data scientists is off the charts, but nationally there is a data science skills shortage. Many companies are filling this gap by outsourcing.

September 5, 2018 by Guest Contributor
The MOBILE Act: It’s Official

The MOBILE Act authorizes a standard for banks to scan and retain information from driver’s licenses and id cards as part of online onboarding process.

September 2, 2018 by Guest Contributor
Credit Card Insights

With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio.

August 25, 2018 by Guest Contributor
Stepping up Authentication

Identity-related fraud exposure and losses are increasing, and the underlying schemes are becoming more complex. To make better decisions on the need for step-up authentication in this dynamic environment, you should take a layered approach to the services you need.

August 9, 2018 by Guest Contributor

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