All posts by Guest Contributor

Residential real estate lending was the leading component of the Great Recession of 2007-2009. Could it happen again? Let’s analyze our Intelliview data to...

Published: July 11, 2014 by Guest Contributor

By: Mike Horrocks Living just outside of Indianapolis, I can tell you that the month of May is all about “The Greatest Spectacle in...

Published: June 7, 2014 by Guest Contributor

Julie Conroy – Research Director, Aite Group Finding patterns indicative of money laundering and other financial crimes is akin to searching for a needle in...

Published: May 9, 2014 by Guest Contributor

By: Maria Moynihan In less than a year, my information has been compromised twice by a data breach.  The companies involved varied significantly by...

Published: April 30, 2014 by Guest Contributor

By: Matt Sifferlen On January 17th, we celebrated the 308th birthday of one of America’s most famous founding fathers, Ben Franklin. I’ve been a...

Published: February 10, 2014 by Guest Contributor

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

Published: January 10, 2014 by Guest Contributor

By: Maria Moynihan Crime prevention and awareness techniques are changing and data, analytics and use of technology is making a difference. While law enforcement...

Published: December 18, 2013 by Guest Contributor

By: Zach Smith On September 13, the Consumer Financial Protection Bureau (CFPB) announced final amendments to the mortgage rules that it issued earlier this year....

Published: October 18, 2013 by Guest Contributor

By: Matt Sifferlen I recently read interesting articles on the Knowledge@Wharton and CNNMoney sites covering the land grab that’s taking place among financial services startups...

Published: September 25, 2013 by Guest Contributor

By: Joel Pruis As we go through the economic seasons, we need to remember to reassess our strategy.  While we use data as the...

Published: September 16, 2013 by Guest Contributor

By: Reggie Whitley After spending years working in bank fraud, one of the most difficult conversations to have with a consumer is “We can...

Published: August 22, 2013 by Guest Contributor

By: Maria Moynihan Government organizations that handle debt collection have similar business challenges regardless of agency focus and mission. Let’s face it, debtors can...

Published: July 17, 2013 by Guest Contributor

By: Joel Pruis So we know we need to determine the overall net yield on assets required to cover the cost of funds and...

Published: June 12, 2013 by Guest Contributor

By: Joel Pruis I am going to take some liberties here.  Nowhere in the movie Moneyball does Peter Brand tell us how he got...

Published: June 11, 2013 by Guest Contributor

By: Joel Pruis What is it we as bankers are trying to accomplish?  If you have been in the industry for 20+ years, this...

Published: June 10, 2013 by Guest Contributor