All posts by Guest Contributor

By: Mike Horrocks Henry Ford is credited to have said “Coming together is a beginning. Keeping together is progress. Working together is success.”   This...

Published: March 27, 2012 by Guest Contributor

By: Joel Pruis Some of you may be thinking finally we get to the meat of the matter.  Yes the decision strategies are extremely important...

Published: March 23, 2012 by Guest Contributor

Part II: Where are Models Most Needed Now in Mortgages? (Click here if you missed Part I of this post.) By: John Straka A...

Published: February 21, 2012 by Guest Contributor

By: Joel Pruis One might consider this topic redundant to the last submission around application requirements and that assessment would be partially true.  As...

Published: February 16, 2012 by Guest Contributor

Part I: Types and Complexity of Models, and Unobservable or Omitted Variables or Relationships By: John Straka Since the financial crisis, it’s not unusual...

Published: February 14, 2012 by Guest Contributor

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 10, 2012 by Guest Contributor

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 3, 2012 by Guest Contributor

By: Joel Pruis Small Business Application Requirements The debate on what constitutes a small business application is probably second only to the ongoing debate...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis The debate on what constitutes a small business application is probably second only to the ongoing debate around centralized vs. decentralized...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis Part I – New Application Volume and the Business Banker: Generating small business or business banking applications may be one of...

Published: December 15, 2011 by Guest Contributor

By: Joel Pruis Basic segmentation strategy for business banking asks the following questions: – Is there a uniform definition of small business across the...

Published: November 28, 2011 by Guest Contributor

By: Mike Horrocks Earlier this week, my wife and I were discussing the dinner plans for Thanksgiving.  The yams, cranberries, and pumpkin pies were...

Published: November 25, 2011 by Guest Contributor

By: John Straka For many purposes, national home-price averages, MSA figures, or even zip code data cannot adequately gauge local housing markets. The higher the...

Published: October 7, 2011 by Guest Contributor

By: Mike Horrocks Have you ever been struck by a turtle or even better burnt by water skies that were on fire?  If you...

Published: September 19, 2011 by Guest Contributor

By: Mike Horrocks Let’s all admit it, who would not want to be Warren Buffet for a day?  While soaking in the tub, the “Sage...

Published: August 30, 2011 by Guest Contributor