All posts by Guest Contributor

Data migration checklist

Successful data migration depends on attention to detail, no matter how small. Here are 3 items essential to a successful data migration:

August 10, 2017 by Guest Contributor
Trusted data is paramount for digital identity verification

With today's digital identity, how do you know you’re interacting with a legitimate individual rather than an imposter?

August 8, 2017 by Guest Contributor
Consumer Credit Default Indices

The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels

August 3, 2017 by Guest Contributor
Financial health trends in America

Financial health means more than just having a great credit score or money in a savings account. It includes being able to manage daily finances, save for the future and weather a financial shock.

July 20, 2017 by Guest Contributor
The making of synthetic identities

A synthetic identity epidemic is impacting all markets. Here are the three ways that synthetic identities are generally created

July 13, 2017 by Guest Contributor
Gen Z and credit

Generation Z makes up 1/4 of the US population. By 2020, they’ll account for 40% of all consumers. The oldest members are coming of age.

July 6, 2017 by Guest Contributor
Credit union loan performance

In the financial services universe, there is no shortage of players battling for consumer attention and share of wallet. Here’s a look at how credit unions have fared over the past two years compared to banks and online lenders:

June 29, 2017 by Guest Contributor
Financial Health Trends in America

Financial health means more than just having a great credit score or money in a savings account.

June 27, 2017 by Guest Contributor
4 steps to prevent synthetic identity fraud

Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a trusted organization.

June 22, 2017 by Guest Contributor
Real-time credit decisions: Putting big data to work

Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided and grow.

June 20, 2017 by Guest Contributor
New CFPB study highlights need for more inclusive credit data

New CFPB study demonstrates the importance of moving forward with inclusion of new sources of high-quality financial data — like on-time payment data from rent, utility and telecommunications providers — into a consumer’s credit file.

June 13, 2017 by Guest Contributor
Credit is king for vacationers

Study noted that travelers relied heavily on credit for vacation purchases last yr—with many planning to charge much of their vacation expenses this summer

June 8, 2017 by Guest Contributor
Credit cards, credit lines, credit scores

According to a study by VantageScore, consumers with credit scores between 601-650 carry the largest credit card bills, at more than $10,000.

June 1, 2017 by Guest Contributor
Time to upgrade your credit score solution

Later this year, FICO will retire its Score V1, making it mandatory for those lenders still using the old software to find another solution.

May 30, 2017 by Guest Contributor
Are your customers making it easier for identity thieves?

Identity theft is frustrating. According to our recent survey, many Americans are unknowingly engaging in risky behaviors online.

May 25, 2017 by Guest Contributor

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