All posts by Guest Contributor

Fake customers present real risk

Synthetic identity fraud is on the rise across financial services, ecommerce, public sector, health and utilities markets. The long-term impact of synthetic identity remains to be seen and will hinge largely upon forthcoming efforts across the identity ecosystem made up of service providers, institutions and agencies, data aggregators and consumers themselves.

October 26, 2017 by Guest Contributor
The struggle is real

Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and it’s too time-consuming to research. Here's what they want:

October 12, 2017 by Guest Contributor
Evolution of collections

The collections space has been migrating from traditional mail and outbound calls to electronic payment portals, digital collections and virtual negotiators. Now that collectors have had time to test virtual collections, we’ve collected some data points. Here are a few:

October 5, 2017 by Guest Contributor
National Hispanic Heritage Month is Sept. 15 to Oct. 15

National Hispanic Heritage Month Sept. is 15 - Oct. 15. With 1 in 6 U.S. residents being Hispanic, now is a great time for financial institutions to reflect on their largest growth opportunity.

September 28, 2017 by Guest Contributor
Direct-mail credit marketing: Packing a punch with print

Direct mail is dead. It’s so 90s. Digital is the way to reach consumers. Marketers have heard this time and again, but is it true?

September 26, 2017 by Guest Contributor
Who’s on first?

Third-party and first-party schemes are now interchangeable, and traditional fraud detection practices are less effective in fighting these evolving fraud types.

September 22, 2017 by Guest Contributor
Results reveal success for virtual negotiation in collections space

As more collectors transition from "dialing for dollars" to digital solutions, they are seeing early results and success with virtual negotiation tools.

September 20, 2017 by Guest Contributor
Riskiest states for e-commerce fraud

We recently analyzed millions of online transactions from the first half of 2017 to identify fraud attack rates. Here are the top 3 riskiest states for e-commerce billing and shipping fraud for H1 2017

September 18, 2017 by Guest Contributor
Laying a foundation for success with the Hispanic market

All communities are impacted by the contributions of Hispanics, and now is the time for FIs to reflect upon their largest growth opportunity.

September 18, 2017 by Guest Contributor
Trilogy: Increasing engagement in cybersecurity (Part 3)

Everyone has a role in cybersecurity. Cybersecurity cannot be successful if siloed. The entire organization must be part of the effort.

September 7, 2017 by Guest Contributor
Open up a whole new world of growth with APIs

APIs--Application Programming Interfaces--are the hidden backbone of our modern world which allow software programs to communicate with one another.

September 7, 2017 by Guest Contributor
E-commerce fraud continues to be an area of concern — just look to the West and the South

With minimal risk and high reward at stake, e-commerce fraud attacks have increased dramatically over the last few years, with no signs of slowing down.

September 6, 2017 by Guest Contributor
Trilogy: Increasing engagement in cybersecurity (Part 2)

Too many C-suite executives are disengaged with their organization’s cybersecurity efforts. That indifference can seriously hamper an organization’s ability to quickly and effectively respond to an incident. To best protect the organization, take the following steps to increase engagement:

August 31, 2017 by Guest Contributor
Trilogy: Increasing engagement in cybersecurity (Part 1)

Multiple studies suggest many executives aren’t as engaged as they should be when ensuring their organizations are prepared to mitigate and manage cybersecurity risks. Insights from our Fourth Annual Data Breach Preparedness Survey, conducted by the Ponemon Institute, support this sentiment.

August 24, 2017 by Guest Contributor
Is there really a student loan debt crisis?

Student loan crisis? Here's what the data from the past four years says...

August 17, 2017 by Guest Contributor

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