All posts by Guest Contributor
By: Kari Michel The way medical debts are treated in scores may change with the introduction of June 2011, Medical Debt Responsibility Act. The Medical Debt...
By: Mike Horrocks The realities of the new economy and the credit crisis are driving businesses and financial institutions to better integrate new data...
Consumer credit card debt has dipped to levels not seen since 2006 and the memory of pre-recession spending habits continues to get hazier with...
What happens when once desirable models begin to show their age? Not the willowy, glamorous types that prowl high-fashion catwalks. But rather the aging...
The following article was originally posted on August 15, 2011 by Mike Myers on the Experian Business Credit Blog. Last time we talked about...
By: Staci Baker In my last post about the Dodd-Frank Act, I described the new regulatory bodies created by the Act. In this post, I...
It’s time to focus on growth again. In 2010, credit marketers focused on testing new acquisition strategies. In 2011, credit marketers are implementing learnings...
By: John Straka Unsurprisingly, Washington deficit hawks have been eyeing the “sacred cows” of tax preferences for homeownership for some time now. Policymakers might even...
The high-profile data breaches in recent months not only left millions of consumers vulnerable to the threat of identity theft and caused businesses to...
TRMA’s recent Summer 2011 Conference in San Francisco was another great, insightful event. Experian’s own Greg Carmean gave a presentation regarding the issues involved...
It’s here! July 21 marks the official launch of the Consumer Financial Protection Bureau (CFPB). This new government agency gains the power to write...
By: Staci Baker The Durbin Amendment, according to Wikipedia, gave the Federal Reserve the power to regulate debit card interchange fees. The amendment, which will...
Every communication company wants to inoculate its portfolio against bad debt, late payments and painful collections. But many still use traditional generic risk models...
Like their utility counterparts, communications providers routinely participate in federally subsidized assistance programs that discount installation or monthly service for qualified low-income customers. But,...
By: Kennis Wong On the surface, it’s not difficult to define existing account fraud. Obviously, it is fraud perpetrated against an existing account. But...
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