All posts by Guest Contributor

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Fraudsters are more sophisticated than ever. Just when you think you’ve filled the gaps, a new fraud threat emerges. Here are five strategic recommendations...

Published: September 1, 2016 by Guest Contributor

Did you know that identities can shift (for better or worse) in just 30 days? To succeed in today’s multichannel, mobile environment, businesses must...

Published: August 25, 2016 by Guest Contributor

Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...

Published: August 18, 2016 by Guest Contributor

As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...

Published: August 18, 2016 by Guest Contributor

For years, organizations have used data to improve operational efficiencies and cost savings. Now they are beginning to use data to optimize or improve...

Published: August 11, 2016 by Guest Contributor

Fraudsters invited into bank branches The days of sending an invitation in the mail have for the most part gone by the wayside. Aside...

Published: August 9, 2016 by Guest Contributor

Experian’s annual global fraud report reveals trends that can help organizations mitigate fraud and improve the customer experience: Apply the right-sized fraud solutions to...

Published: August 4, 2016 by Guest Contributor

In an attempt to stay ahead of fraud, systems have become more complex, more expensive and even more difficult to manage, leading to more...

Published: July 28, 2016 by Guest Contributor

As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...

Published: July 21, 2016 by Guest Contributor

A recent national survey by Experian revealed opportunities for businesses to build relationships with future homebuyers before they’re ready to obtain a loan. Insights...

Published: July 14, 2016 by Guest Contributor

Many fraud and compliance teams are struggling to keep pace with new business dynamics. Here are several of the many mobile device trends affecting...

Published: July 7, 2016 by Guest Contributor

Every day, millions of new things get connected online, such as toasters, heart monitors and cars. Many of these things have weak security controls...

Published: June 23, 2016 by Guest Contributor

According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...

Published: June 16, 2016 by Guest Contributor

On June 2, the Consumer Financial Protection Bureau (CFPB) proposed a rule aimed at “payday lending” that will apply to virtually all lenders, with...

Published: June 13, 2016 by Guest Contributor

According to the most recent State of the Automotive Finance Market report, the total balance of open automotive loans increased 11.1% in Q1 2016,...

Published: June 9, 2016 by Guest Contributor

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

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Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.

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