There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...
Prescriptive solutions: Get the Rx for your right course of action By now, everyone is familiar with the phrase “big data” and what it...
As Big Data becomes the norm in the credit industry and others, the seemingly non-stop efforts to accumulate more and more data leads me...
I love a good analogy, and living in Southern California, lately I’ve been thinking a lot about earthquakes, and how lenders might want to...
As our newly elected officials begin to evaluate opportunities to drive economic growth in 2011, it seems to me that the role of lenders...
A recent article in the USA Today titled, “Jobs rebound will be slow”*, outlines state-by-state forecasts for the United States, as released by Moody’s...
With the issue of delayed bank foreclosures at the top of the evening news, I wanted to provide a different perspective on the issue...
With the news from the Federal Reserve that joblessness is not declining, and in fact is growing, a number of consumers are going to...
With the recent release of first-time unemployment applications by the Labor Department showing weaker than expected results, it comes as no surprise that July foreclosure...
Recently, a number of media articles have discussed the task facing financial institutions today – find opportunities growth in a challenging and flat economy....
I recently attended a conference where Credit Union managers spoke of the many changes facing their industry in the wake of the real estate...
Since 2007, when the housing and credit crises started to unfold, we’ve seen unemployment rates continue to rise (9.7% in March 2010 *) with...
A common request for information we receive pertains to shifts in credit score trends. While broader changes in consumer migration are well documented –...
Recently, the Commerce Department reported that consumer spending levels continued to rise in February, increasing for the fifth straight month *, while flat income...
In the past few days I’ve read several articles discussing how lenders are taking various actions to reduce their exposure to toxic mortgages –...