All posts by Kelly Kent

A recent January 29, 2010 article in the Wall Street Journal * discussing the repurchasing of loans by banks from Freddie Mae and Fannie...

Published: February 23, 2010 by Kelly Kent

As the economic environment changes on what feels like a daily basis, the importance of having information about consumer credit trends and the future...

Published: February 1, 2010 by Kelly Kent

In a continuation of my previous entry, I’d like to take the concept of the first-mover and specifically discuss the relevance of this to...

Published: January 18, 2010 by Kelly Kent

I’ve recently been hearing a lot about how bankcard lenders are reacting to changes in legislation, and recent statistics clearly show that lenders have...

Published: January 14, 2010 by Kelly Kent

A recent article in the Boston Globe talked about the lack of incentive for banks to perform wide-scale real estate loan modifications due to...

Published: January 6, 2010 by Kelly Kent

In a recent presentation conducted by The Tower Group, “2010 Top 10 Business Drivers, Strategic Responses, and IT Initiatives in Bank Cards,” the conversation...

Published: December 18, 2009 by Kelly Kent

In my previous two blogs, I introduced the definition of strategic default and compared and contrasted the population to other types of consumers with...

Published: December 14, 2009 by Kelly Kent

A recent New York Times (1) article outlined the latest release of credit borrowing by the Federal Reserve, indicating that American’s borrowed less for the ninth-straight month...

Published: December 10, 2009 by Kelly Kent

In my last blog, I discussed the presence of strategic defaulters and outlined the definitions used to identify these consumers, as well as other...

Published: December 10, 2009 by Kelly Kent

For the past couple years, the deterioration of the real estate market and the economy as a whole has been widely reported as a...

Published: November 30, 2009 by Kelly Kent

Recent findings on vintage analysis Source: Experian-Oliver Wyman Market Intelligence Reports Analyzing recent vintage analysis provides insights gleaned from cursory review Analyzing recent trends...

Published: November 2, 2009 by Kelly Kent

When reviewing offers for prospective clients, lenders often deal with a significant amount of missing information in assessing the outcomes of lending decisions, such...

Published: October 11, 2009 by Kelly Kent

In a recent article, www.CNNMoney.com reported that Federal Reserve Chairman, Ben Bernanke, said that the pace of recovery in 2010 would be moderate and...

Published: September 24, 2009 by Kelly Kent

Analysis opportunity for vintage analysis Vintage analysis, specifically vintage pools, present numerous useful opportunities for any firm seeking to further understand the risks within specific portfolios....

Published: September 4, 2009 by Kelly Kent

Vintage analysis 101 The title of this edition, ‘The risk within the risk’ is a testament to the amount of information that can be...

Published: July 13, 2009 by Kelly Kent