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As we enter May, a month dedicated to recognizing our U.S. Armed Forces, it’s only fitting to think about how we are honoring this...

Published: May 2, 2017 by Kerry Rivera

Experian and Creative Strategies share survey results about Apple’s AirPods, Google Home, Amazon Echo and Echo Dot for consumer behavior with voice d... Published: May 1, 2017 by Aaron Suplizio

Sometimes life throws you a curve ball. The unexpected medical bill. The catastrophic car repair. The busted home appliance. It happens, and the killer...

Published: April 24, 2017 by Natalie Daukas

It should come as no surprise that reaching consumers on past-due accounts by traditional dialing methods is increasingly ineffective.  The new alternative, of course,...

Published: April 19, 2017 by Rollin Girulat

Knowing where e-commerce fraud takes place matters We recently hosted a Webinar with Mike Gross, Risk Strategy Director at Experian and  Julie Conroy, Research...

Published: April 14, 2017 by Traci Krepper

Turns out, Americans still don’t know much about CyberSecurity. That’s according to new research from the Pew Data Center, which conducted a cybersecurity knowledge...

Published: April 3, 2017 by Traci Krepper

Newest technology doesn’t mean best when it comes to stopping fraud I recently attended the Merchant Risk Conference in Las Vegas, which brings together...

Published: March 29, 2017 by Bill Sallurday

Has the EMV liability shift caused e-commerce fraud to increase 33% in 2016? According to Experian data, CNP fraud increased with Florida, Delaware, Oregon...

Published: March 28, 2017 by Matt Tatham

Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...

Published: March 10, 2017 by Kerry Rivera

Direct mail is not dead, but it’s 2017. Financial services companies need to acknowledge there might be other ways to deliver credit offers and...

Published: February 28, 2017 by Kerry Rivera

As lenders seek to enhance their credit marketing strategies this year, they are increasingly questioning how to split their budgets between digital, direct mail and...

Published: February 13, 2017 by Kerry Rivera

Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite different and regulations vary depending on which product...

Published: February 9, 2017 by Kerry Rivera

There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...

Published: February 2, 2017 by Kelly Kent

Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...

Published: January 26, 2017 by Kerry Rivera

When you think of criteria for prescreen credit marketing, what comes to mind? Most people will immediately discuss the risk criteria used to ensure...

Published: January 19, 2017 by Kyle Matthies

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Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.

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