Financial Services

If you attended any of our past credit trends Webinars, you’ve heard me mention time and again how auto originations have been a standout...

Published: February 24, 2012 by Alan Ikemura

Part II: Where are Models Most Needed Now in Mortgages? (Click here if you missed Part I of this post.) By: John Straka A...

Published: February 21, 2012 by Guest Contributor

By: Joel Pruis One might consider this topic redundant to the last submission around application requirements and that assessment would be partially true.  As...

Published: February 16, 2012 by Guest Contributor

Part I: Types and Complexity of Models, and Unobservable or Omitted Variables or Relationships By: John Straka Since the financial crisis, it’s not unusual...

Published: February 14, 2012 by Guest Contributor

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 10, 2012 by Guest Contributor

For as long as there have been loans, there has been credit risk and risk management. In the early days of US banking, the...

Published: February 10, 2012 by Veronica Herrera

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 3, 2012 by Guest Contributor

As we kick off the new year, I thought I’d dedicate a few blog posts to cover what some of the consumer credit trends...

Published: January 27, 2012 by Alan Ikemura

By: Joel Pruis Small Business Application Requirements The debate on what constitutes a small business application is probably second only to the ongoing debate...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis The debate on what constitutes a small business application is probably second only to the ongoing debate around centralized vs. decentralized...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis Part I – New Application Volume and the Business Banker: Generating small business or business banking applications may be one of...

Published: December 15, 2011 by Guest Contributor

By: Mike Horrocks Earlier this week, my wife and I were discussing the dinner plans for Thanksgiving.  The yams, cranberries, and pumpkin pies were...

Published: November 25, 2011 by Guest Contributor

This first question in our five-part series on the FFIEC guidance and what it means Internet banking.  Check back each day this week for more Q&A on...

Published: November 14, 2011 by Chris Ryan

With the most recent guidance newly issued by the Federal Financial Institutions Examination Council (FFIEC) there is renewed conversation about knowledge based authentication. I...

Published: October 4, 2011 by Monica Pearson

By: Mike Horrocks Have you ever been struck by a turtle or even better burnt by water skies that were on fire?  If you...

Published: September 19, 2011 by Guest Contributor