Financial Services
By: Wendy Greenawalt The final provisions included in The Credit Card Act will go into effect on August 22, 2010. Most lenders began preparing for...
In “An ounce of prevention is worth a pound of cure” Kristan Frend touched on the vulnerabilities faced by members of our Armed Services....
By: Kristan Frend Last week I came across a news article that said the NYPD arrested 26 people who allegedly took at least $5...
By: Kennis Wong Several weeks ago, I attended and presented at Experian’s sold-out annual conference, Vision, in Phoenix, Arizona. One of the guest speakers...
By: Kari Michel Credit risk models are used by almost every lender, and there are many choices to choose from including custom or generic models. ...
With the upcoming changes to overdraft fee policies coming to the banking industry July 1st, courtesy of the Federal Reserve, banks and credit unions...
By: Wendy Greenawalt In my last blog, I discussed the Risk-Based Pricing Rule and provided an overview of the risk based pricing notice compliance...
By: Staci Baker With the increase in consumer behaviors such as ‘strategic default’, it has become increasingly difficult during the past few years for...
We’ve blogged about fraud alerts, fraud analytics, fraud models and fraud best practices. Sometimes, though, we delude ourselves into thinking that fraud prevention strategies we put...
I recently attended a conference where Credit Union managers spoke of the many changes facing their industry in the wake of the real estate...
Well, in my last blog, I was half right and half wrong. I said that individual trade associations and advocacy groups would continue to...
–By Wendy Greenawalt Recently the Federal Reserve Board and Federal Trade Commission issued a new rule requiring any lender who utilizes a credit report...
By: Kristan Frend I recently gave a presentation on small business fraud at the annual National Association of Credit Managers (NACM) Credit Congress. Following...
By: Staci Baker As more people have become underwater on their mortgage, the decision to stay or not stay in their home has evolved...
By: Kari Michel The Federal Reserve’s decision to permit card issuers to use income estimation models to meet the Accountability, Responsibility, and Disclosure (CARD)...
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