Financial Services

Well, here we are about two weeks from the Federal Trade Commission’s June 1, 2010 Red Flags Rule enforcement date.  While this date has...

Published: May 13, 2010 by Keir Breitenfeld

By: Kari Michel Credit quality deteriorated across the credit spectrum during the recession that began in December, 2007. As the recession winds down, lenders...

Published: May 13, 2010 by Guest Contributor

By: Wendy Greenawalt The auto industry has been hit hard by this Great Recession. Recently, some good news has emerged from the captive lenders, and...

Published: May 10, 2010 by Guest Contributor

By: Staci Baker With the shift in the economy, it has become increasingly more difficult to gauge — in advance — what a consumer is...

Published: May 7, 2010 by Guest Contributor

Since 2007, when the housing and credit crises started to unfold, we’ve seen unemployment rates continue to rise (9.7% in March 2010 *)  with...

Published: April 29, 2010 by Kelly Kent

A common request for information we receive pertains to shifts in credit score trends. While broader changes in consumer migration are well documented –...

Published: April 27, 2010 by Kelly Kent

By: Wendy Greenawalt Optimization has become somewhat of a buzzword lately being used to solve all sorts of problems. This got me thinking about what...

Published: April 20, 2010 by Guest Contributor

I received a call on my cell phone the other day. It was my bank calling because a transaction outside of my normal behavior pattern...

Published: April 20, 2010 by Monica Pearson

By: Ken Pruett I want to touch a bit on some of the third party fraud scenarios that are often top of mind with...

Published: April 5, 2010 by Guest Contributor

By: Wendy Greenawalt In my last few blogs, I have discussed how optimization can be leveraged to make improved decisions across an organization while considering...

Published: April 5, 2010 by Guest Contributor

By: Wendy Greenawalt Financial institutions have placed very little focus on portfolio growth over the last few years.  Recent market updates have provided little...

Published: April 1, 2010 by Guest Contributor

There seems to be two viewpoints in the market today about Knowledge Based Authentication (KBA): one positive, one negative.  Depending on the corner you...

Published: March 5, 2010 by Monica Pearson

When a client is selecting questions to use, Knowledge Based Authentication is always about the underlying data – or at least it should be. ...

Published: March 2, 2010 by Monica Pearson

By: Kari Michel What is Basel II?  Basel II is the international convergence of Capital Measurement and Capital Standards. It is a revised framework and...

Published: February 26, 2010 by Guest Contributor

A recent January 29, 2010 article in the Wall Street Journal * discussing the repurchasing of loans by banks from Freddie Mae and Fannie...

Published: February 23, 2010 by Kelly Kent