Housing

Learn about the state of housing affordability in Florida and how you can attract first-time homebuyers here.

Check out August's report for a deep dive into the latest market trends, including those around originations and the new housing market.

Cashflow underwriting is a modern approach to evaluating creditworthiness, giving lenders a greater view into one's financial situation.

Check out July's report for a deep dive into the latest market trends, including those around job openings and bankcard delinquency rates.

Learn about why businesses and consumers are moving to Texas, the state's affordability, and how you can attract first-time homebuyers here.

Check out June's report for a deep dive into the latest market trends, including those around delinquencies and the new housing market.

Explore key takeaways and highlights from three Vision 2024 sessions focused on housing topics.

Learn about the financial profiles and buying preferences of first-time homebuyers to meet the unique needs of this demographic.

Learn how Experian Verify™ can help mortgage companies optimize their business expenses and protect qualified prospects.

Check out May's report for a deep dive into the latest economic trends and market insights, including those around job creation and spending.

“Learn how to learn.” One of Zack Kass’, AI futurist and one of the keynote speakers at Vision 2024, takeaways readily embodies a sentiment most of us share — particularly here at Vision. Jennifer Schulz, CEO of Experian, North America, talked about AI and transformative technologies of past and present as she kicked off Vision 2024, the 40th Vision. Keynote speaker: Dr. Mohamed El-Erian Dr. Mohamed El-Erian, President of Queens’ College, Cambridge and Chief Economic Advisor at Allianz, returned to the Vision stage to discuss the labor market, “sticky” inflation and the health of consumers. He emphasized the need to embrace and learn how to talk to AI engines and that AI can facilitate content, creation, collaboration and community Keynote speaker: Zack Kass Zack Kass, AI futurist and former Head of Go-To-Market at OpenAI, spoke about the future of work and life and artificial general intelligence. He said AI is aiding in our entering of a superlinear trajectory and compared the thresholds of technology versus those of society. Sessions – Day 1 highlights The conference hall was buzzing with conversations, discussions and thought leadership. Some themes definitely rose to the top — the increasing proliferation of fraud and how to combat it without diminishing the customer experience, leveraging AI and transformative technology in decisioning and how Experian is pioneering the GenAI era in finance and technology. Transformative technologiesAI and emerging technologies are reshaping the finance sector and it's the responsibility of today's industry leaders to equip themselves with cutting-edge strategies and a comprehensive understanding to master the rapidly evolving landscape. That said, transformation is a journey and aligning with a partner that's agile and innovative is critical. Holistic fraud decisioningGenerative AI, a resurgence of bank branch transactions, synthetic identity and pig butchering are all fraud trends that today's organizations must be acutely aware of and armed to protect their businesses and customers against. Leveraging a holistic fraud decisioning strategy is important in finding the balance between customer experience and mitigating fraud. Unlocking cashflow to grow, protect and reduce riskCash flow data can be used not only across the lending lifecycle, but also as part of assessing existing portfolio opportunities. Incorporating consumer-permissioned data into models and processes powers predicatbility and can further assess risk and help score more consumers. Navigating the economyAmid a slowing economy, consumers and businesses continue to struggle with higher interest rates, tighter credit conditions and rising delinquencies, creating a challenging environment for lenders. Experian's experts outlined their latest economic forecasts and provided actionable insights into key consumer and commercial credit trends. More insights from Vision to come. Follow @ExperianVision and @ExperianInsights to see more of the action.

Learn where first-time homebuyers are having the most success securing a mortgage and what you can do to engage this audience.

Check out April's report for a deep dive into the latest economic trends and market insights, including those around income and originations.

Mortgage lenders who connect with Gen Y and Z where they are will be better positioned to serve this demographic and grow their business.

Learn about the misconceptions of income and employment verifications and what lenders can do to improve their strategies.