Credit Lending

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As net interest margins tighten and commercial real estate concentrations begin to slowly creep back to 2008 levels, financial institutions should consider looking to...

Published: June 9, 2016 by Guest Contributor

It’s more than mercury that will be up this summer. As temperatures climb, so do automotive sales, which often reach annual highs during the...

Published: June 8, 2016 by Kyle Matthies

More home buyers and sellers tend to enter the market in the warmer months, making spring and summer a busy season for mortgage brokers...

Published: June 6, 2016 by Kerry Rivera

A recent study shows that small-business credit conditions remained relatively unchanged in Q1 2016, as delinquency and bankruptcy rates held steady at low levels....

Published: June 2, 2016 by Guest Contributor

Part 2 in our series on Insights from the Vision 2016 fraud and identity track With the growing number of data breach incidents taking...

Published: June 2, 2016 by Roger Bouvier

According to a national survey by Experian, one in five college grads give their school an “F” in credit education. Additional survey highlights: 69%...

Published: May 26, 2016 by Guest Contributor

The U.S. military presently includes an estimated 1.46 million active personnel and 1.1 million active reserve personnel. And like so many government agencies, it...

Published: May 26, 2016 by Sameer Gavankar

James W. Paulsen, Chief Investment Strategist for Wells Capital Management, kicked off the second day of Experian’s Vision 2016, sharing his perspective on the...

Published: May 17, 2016 by Traci Krepper

It’s impossible to capture all of the insights and learnings of 36 breakout sessions and several keynote addresses in one post, but let’s summarize...

Published: May 16, 2016 by Kerry Rivera

According to a recent Experian survey, the majority of newlyweds say financial responsibility is a key quality in a spouse. Yet many neglect to...

Published: May 12, 2016 by Guest Contributor

Four Experian employees reflect on financial lessons and challenges learned during their time served in the military. Pedro Martinez, based at Camp Lejeune in...

Published: May 12, 2016 by Kerry Rivera

Television had its Twilight Zone, the Emmy-winning anthology series featuring tales rich in fantasy, morality and irony. Today’s economy has its own Twilight Zone....

Published: May 11, 2016 by Kerry Rivera

With Military Appreciation Month celebrated in May, what better time for financial institutions to refresh their best practices in protecting and serving military credit...

Published: May 2, 2016 by Kerry Rivera

The numbers are staggering: more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, and an average balance of $29,000. In fact,...

Published: April 27, 2016 by Kerry Rivera

Ensuring the quality of reported consumer credit data is a top priority for regulators, credit bureaus and consumers, and has increasingly become a frequent...

Published: April 14, 2016 by Ashley Knight

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