Credit Lending

By: Joel Pruis So we know we need to determine the overall net yield on assets required to cover the cost of funds and...

Published: June 12, 2013 by Guest Contributor

By: Joel Pruis I am going to take some liberties here.  Nowhere in the movie Moneyball does Peter Brand tell us how he got...

Published: June 11, 2013 by Guest Contributor

By: Joel Pruis What is it we as bankers are trying to accomplish?  If you have been in the industry for 20+ years, this...

Published: June 10, 2013 by Guest Contributor

By: Joel Pruis Times are definitely different in the banking world today.  Regulations, competition from other areas, specialized lenders, different lending methods resulting in...

Published: June 7, 2013 by Guest Contributor

By: Maria Moynihan Cybersecurity, identity management and fraud are common and prevalent challenges across both the public sector and private sector.  Industries as diverse...

Published: May 28, 2013 by Guest Contributor

By: Maria Moynihan State and Federal agencies are tasked with overseeing the integration of new Health Insurance Exchanges and with that responsibility, comes the...

Published: April 3, 2013 by Guest Contributor

Big news , with Chase entering in to a 10 year expanded partnership with Visa to create a ‘differentiated experience’ for its merchants and...

Published: March 5, 2013 by Cherian Abraham

Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...

Published: February 27, 2013 by Andrew Beddoes

First, it aims to drastically reduce payment acceptance costs through any and all means and Secondly – keep merchant data firmly within their purview....

Published: January 25, 2013 by Cherian Abraham

By: Maria Moynihan Fact:  In fiscal year 2011, the federal government allocated ~$608M to investigate and prosecute cases of alleged fraud in health care...

Published: January 8, 2013 by Guest Contributor

Research shows that investing in superior customer management easily can exceed returns of 20 percent in the first year of implementation. A return that...

Published: December 6, 2012 by Guest Contributor

By: Maria Moynihan The public sector is not unlike the private sector when it comes to data. Both require accuracy and relevancy for optimized...

Published: December 6, 2012 by Guest Contributor

By: Joel Pruis The commercial lending – traditional C&I, CRE and other – segment is one of the last areas to be “automated” or...

Published: November 5, 2012 by Guest Contributor

Contributed by: David Daukus As the economy recovers from the recession, consumers are becoming more responsible with their credit card usage; credit card debts...

Published: October 24, 2012 by Guest Contributor

I'm here in Vegas at the Mobile2020 conference and I am fascinated by my room key. This is not the usual “insert in to...

Published: October 21, 2012 by Cherian Abraham