Credit Lending

By: Joel Pruis So we know we need to determine the overall net yield on assets required to cover the cost of funds and...

June 12, 2013 by Guest Contributor

By: Joel Pruis I am going to take some liberties here.  Nowhere in the movie Moneyball does Peter Brand tell us how he got...

June 11, 2013 by Guest Contributor

By: Joel Pruis What is it we as bankers are trying to accomplish?  If you have been in the industry for 20+ years, this...

June 10, 2013 by Guest Contributor

By: Joel Pruis Times are definitely different in the banking world today.  Regulations, competition from other areas, specialized lenders, different lending methods resulting in...

June 7, 2013 by Guest Contributor

By: Maria Moynihan Cybersecurity, identity management and fraud are common and prevalent challenges across both the public sector and private sector.  Industries as diverse...

May 28, 2013 by Guest Contributor

By: Maria Moynihan State and Federal agencies are tasked with overseeing the integration of new Health Insurance Exchanges and with that responsibility, comes the...

April 3, 2013 by Guest Contributor

Big news , with Chase entering in to a 10 year expanded partnership with Visa to create a ‘differentiated experience’ for its merchants and...

March 5, 2013 by Cherian Abraham

Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...

February 27, 2013 by Andrew Beddoes

First, it aims to drastically reduce payment acceptance costs through any and all means and Secondly – keep merchant data firmly within their purview....

January 25, 2013 by Cherian Abraham

By: Maria Moynihan Fact:  In fiscal year 2011, the federal government allocated ~$608M to investigate and prosecute cases of alleged fraud in health care...

January 8, 2013 by Guest Contributor

Research shows that investing in superior customer management easily can exceed returns of 20 percent in the first year of implementation. A return that...

December 6, 2012 by Guest Contributor

By: Maria Moynihan The public sector is not unlike the private sector when it comes to data. Both require accuracy and relevancy for optimized...

December 6, 2012 by Guest Contributor

By: Joel Pruis The commercial lending – traditional C&I, CRE and other – segment is one of the last areas to be “automated” or...

November 5, 2012 by Guest Contributor

Contributed by: David Daukus As the economy recovers from the recession, consumers are becoming more responsible with their credit card usage; credit card debts...

October 24, 2012 by Guest Contributor

I'm here in Vegas at the Mobile2020 conference and I am fascinated by my room key. This is not the usual “insert in to...

October 21, 2012 by Cherian Abraham