Credit Lending

With new legislation, including the Coronavirus Aid, Relief, and Economic Security (CARES) Act impacting how data furnishers will report accounts, and government relief programs...

Published: April 15, 2020 by Laura Burrows

In the face of severe financial stress, such as that brought about by an economic downturn, lenders seeking to reduce their credit risk exposure...

Published: April 14, 2020 by Laura Burrows

This is the first to a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of...

Published: April 14, 2020 by Jim Bander

Article written by Alex Lintner, Experian’s Group President of Consumer Information Services and Sandy Anderson, Experian’s Senior Vice President of Client and Sales Operations...

Published: April 14, 2020 by Guest Contributor

In today’s rapidly changing economic environment, the looming question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s...

Published: April 8, 2020 by Laura Burrows

Originally posted by Experian Global News blog At Experian, we have an unwavering commitment to helping consumers and clients manage through this unprecedented period....

Published: March 27, 2020 by Guest Contributor

There are more than 100 million people in the United States who don’t have a fair chance at access to credit. These people are...

Published: March 12, 2020 by Brittany Peterson

If there is one word to describe the automotive finance market in Q4 2019, it’s stable. By nearly every measure, the automotive finance market...

Published: March 11, 2020 by Melinda Zabritski

Last week, artificial intelligence (AI) made waves in the news as the Vatican and tech giants signed a statement with a set of guidelines...

Published: March 5, 2020 by Kelly Nguyen

Security. Convenience. Personalization. Finding the balance between these three priorities is key to creating a safe and low-friction customer experience. We surveyed more than...

Published: February 11, 2020 by Alison Kray

Update: After closely monitoring updates from the WHO, CDC, and other relevant sources related to COVID-19, we have decided to cancel our 2020 Vision...

Published: February 6, 2020 by Stefani Wendel

For financial marketers, long gone are the days of branded coffee mugs, teddy bears and the occasional print ad. Financial marketers are charged with...

Published: February 5, 2020 by Jesse Hoggard

It may be a new decade of disruption, but one thing remains constant – the consumer is king. As such, customer experience (and continually...

Published: January 30, 2020 by Stefani Wendel

According to Experian’s Q3 2019 State of the Automotive Finance Market report, used vehicle financing increased across all credit t...

Published: January 27, 2020 by Melinda Zabritski

According to research, only 15% of American consumers have swapped out their go-to credit card in the past year and spend more money both...

Published: January 15, 2020 by Laura Burrows