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According to a recent Experian credit-trend analysis, bankcard originations for all of 2014 totaled $318.7 billion, a 20 percent increase over 2013 originations of...

Published: February 19, 2015 by Carrie Janot

According to a new survey from Experian Consumer Services, consumers are anticipating spending more on gifts this holiday season than they did in 2013.......

Published: December 20, 2014 by Carrie Janot

Experian's most recent State of Credit report analyzed the average credit scores for more than 100 metropolitan statistical areas (MSAs)....

Published: December 19, 2014 by Carrie Janot

Card-to-card balance transfers represent a substantial profit opportunity for...

Published: October 17, 2014 by Carrie Janot

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer...

Published: September 8, 2014 by Carrie Janot

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of...

Published: August 11, 2014 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into...

Published: July 31, 2014 by Carrie Janot

According to Experian Marketing Services’ Q1 2014 Email Benchmark Report, personalized abandoned cart emails that dynamically show the actual customer cart had 25 percent...

Published: June 30, 2014 by Stacie Baker

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q1 2014 decreased by 53 percent over Q1 2013 - $235 billion...

Published: June 6, 2014 by Stacie Baker

Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit,...

Published: May 27, 2014 by Stacie Baker

Following a full year of steady improvement, small-business credit conditions stumbled during the first quarter of...

Published: May 15, 2014 by Stacie Baker

Bankcard originations had a 32 percent year-over-year increase in Q4 2013 ($61 billion to $81 billion)....

Published: April 17, 2014 by Stacie Baker

While access to small-business credit is improving and credit balances are increasing, key differences still remain across the United...

Published: March 13, 2014 by Stacie Baker

Using a risk model based on older data can result in reduced predictive...

Published: March 6, 2014 by Stacie Baker

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