Consumer credit card debt has dipped to levels not seen since 2006 and the memory of pre-recession spending habits continues to get hazier with...
What happens when once desirable models begin to show their age? Not the willowy, glamorous types that prowl high-fashion catwalks. But rather the aging...
It’s time to focus on growth again. In 2010, credit marketers focused on testing new acquisition strategies. In 2011, credit marketers are implementing learnings...
The high-profile data breaches in recent months not only left millions of consumers vulnerable to the threat of identity theft and caused businesses to...
It’s here! July 21 marks the official launch of the Consumer Financial Protection Bureau (CFPB). This new government agency gains the power to write...
Every communication company wants to inoculate its portfolio against bad debt, late payments and painful collections. But many still use traditional generic risk models...
Like their utility counterparts, communications providers routinely participate in federally subsidized assistance programs that discount installation or monthly service for qualified low-income customers. But,...
By: Kari Michel The topic of strategic default has been a hot topic for the media as far back as 2009 and continues as this...
When the Consumer Financial Protection Bureau (CFPB) takes authority on July 21, debt collectors and communications companies should pay close attention. If the CFPB...
This is the third and final post in an interview between Experian’s Tom Whitfield and Dr. Michael Turner, founder, president and CEO of the...
By: John Straka The U.S. housing market remains relatively weak, but it’s probably not as weak as you think. To what extent are home prices...
This is the second in a three-part interview between Experian’s Tom Whitfield and Dr. Michael Turner, founder, president and CEO of the Policy and...
This is the first in a three-part interview between Experian’s Tom Whitfield and Dr. Michael Turner, founder, president and CEO of the Policy and...
High-profile data breaches are back in the headlines as businesses—including many in the communications sector—fall prey to a growing number of cyberattacks. So far...
This week, American Express unveiled a new payments offering that will surely compete with not just other prepaidoptions, but will impact debit and credit...