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Consumer credit card debt has dipped to levels not seen since 2006 and the memory of pre-recession spending habits continues to get hazier with...

Published: August 22, 2011 by Guest Contributor

What happens when once desirable models begin to show their age? Not the willowy, glamorous types that prowl high-fashion catwalks. But rather the aging...

Published: August 19, 2011 by Guest Contributor

It’s time to focus on growth again. In 2010, credit marketers focused on testing new acquisition strategies. In 2011, credit marketers are implementing learnings...

Published: August 9, 2011 by Guest Contributor

The high-profile data breaches in recent months not only left millions of consumers vulnerable to the threat of identity theft and caused businesses to...

Published: August 4, 2011 by Guest Contributor

It’s here! July 21 marks the official launch of the Consumer Financial Protection Bureau (CFPB). This new government agency gains the power to write...

Published: July 21, 2011 by Guest Contributor

Every communication company wants to inoculate its portfolio against bad debt, late payments and painful collections. But many still use traditional generic risk models...

Published: July 13, 2011 by Guest Contributor

Like their utility counterparts, communications providers routinely participate in federally subsidized assistance programs that discount installation or monthly service for qualified low-income customers. But,...

Published: July 8, 2011 by Guest Contributor

By: Kari Michel The topic of strategic default has been a hot topic for the media as far back as 2009 and continues as this...

Published: July 1, 2011 by Guest Contributor

When the Consumer Financial Protection Bureau (CFPB) takes authority on July 21, debt collectors and communications companies should pay close attention. If the CFPB...

Published: July 1, 2011 by Guest Contributor

This is the third and final post in an interview between Experian’s Tom Whitfield and Dr. Michael Turner, founder, president and CEO of the...

Published: June 29, 2011 by Guest Contributor

By: John Straka The U.S. housing market remains relatively weak, but it’s probably not as weak as you think. To what extent are home prices...

Published: June 29, 2011 by Guest Contributor

This is the second in a three-part interview between Experian’s Tom Whitfield and Dr. Michael Turner, founder, president and CEO of the Policy and...

Published: June 27, 2011 by Guest Contributor

This is the first in a three-part interview between Experian’s Tom Whitfield and Dr. Michael Turner, founder, president and CEO of the Policy and...

Published: June 25, 2011 by Guest Contributor

High-profile data breaches are back in the headlines as businesses—including many in the communications sector—fall prey to a growing number of cyberattacks. So far...

Published: June 17, 2011 by Guest Contributor

This week, American Express unveiled a new payments offering that will surely compete with not just other prepaidoptions, but will impact debit and credit...

Published: June 16, 2011 by Guest Contributor

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