Uncategorized

I have already commented on “secret questions” as the root of all evil when considering tools to reduce identity theft and minimize fraud losses. ...

Published: December 7, 2009 by Monica Pearson

For the past couple years, the deterioration of the real estate market and the economy as a whole has been widely reported as a...

Published: November 30, 2009 by Kelly Kent

By: Tom Hannagan Understanding RORAC and RAROC I was hoping someone would ask about these risk management terms…and someone did. The obvious answer is...

Published: November 19, 2009 by Guest Contributor

By: Kari Michel The U.S. government and mortgage lenders have developed various loan modification programs to help homeowners better manage their mortgage debt so that...

Published: November 16, 2009 by Guest Contributor

The value of a good decision can generate $150 or more in customer net present value, while the cost of a bad decision can...

Published: November 13, 2009 by Roger Ahern

Well, here we are nearly at the beginning of November and the Red Flags Rule has been with us for nearly two years and...

Published: November 2, 2009 by Keir Breitenfeld

Recent findings on vintage analysis Source: Experian-Oliver Wyman Market Intelligence Reports Analyzing recent vintage analysis provides insights gleaned from cursory review Analyzing recent trends...

Published: November 2, 2009 by Kelly Kent

By: Kennis Wong In Part 1 of Generic fraud score, we emphasized the importance of a risk-based approach when it comes to fraud detection....

Published: October 12, 2009 by Guest Contributor

When reviewing offers for prospective clients, lenders often deal with a significant amount of missing information in assessing the outcomes of lending decisions, such...

Published: October 11, 2009 by Kelly Kent

— by Heather Grover I’m often asked in various industry forums to give talks about, or opinions on, the latest fraud trends and fraud...

Published: August 30, 2009 by Guest Contributor

By: Kari Michel This blog completes my discussion on monitoring new account decisions with a final focus: scorecard monitoring and performance.  It is imperative...

Published: August 18, 2009 by Guest Contributor

There are a lot of areas covered in your comment: efficiency; credit quality (human side or character in an impersonal environment); and policy adherence....

Published: August 7, 2009 by Guest Contributor

Put yourself in the shoes of your collections team. The year ahead is challenging. Workloads are increasing as consumer debt escalates, and collectors are...

Published: August 6, 2009 by Jeff Bernstein

By: Tracy Bremmer In our last blog, we covered the first three stages of model development which are necessary whether developing a custom or...

Published: July 30, 2009 by Guest Contributor

Vintage analysis 101 The title of this edition, ‘The risk within the risk’ is a testament to the amount of information that can be...

Published: July 13, 2009 by Kelly Kent