Financial Solutions

It’s the Most Wonderful Time of the Year (for Fraud)

It’s the holiday season, and we’re prepared for holiday fraud. Our team monitors FraudNet to identify anomalies as millions of transactions occur this month

Published: December 4, 2018 by Guest Contributor
Beyond Basic Data Sampling for Model Development

Issues to evaluate during data sample selection and design for model development and an overview of traditional data sampling techniques.

Published: November 7, 2018 by Guest Contributor
Protecting People Fuels Experian’s Commitment to Identity Protection and Fraud Prevention

Criminals constantly search and exploit weaknesses. In this digital age, protecting people fuels our commitment to identity protection and fraud prevention.

Published: November 6, 2018 by Steve Platt
I Can See Clearly Now: Four Myths of Alternative Credit Data

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

Published: November 6, 2018 by Guest Contributor
The Rise of Synthetic Identity Fraud and Children

Children are attractive victims since fraud that uses their personal identifying information can go for years before being detected.

Published: November 2, 2018 by Chris Ryan
In Lending as in Baseball, Moneyball Is No Longer Enough

In banking, as in baseball, data and analytics are key to making informed, data-driven decisions for your team and your business.

Published: October 26, 2018 by Jim Bander
Four Features You Need in an Analytical Environment

Any analytical environment is only as good as the data you put into it. Check these four key features when choosing the right one for your organization.

Published: October 24, 2018 by Jesse Hoggard
Machine learning and Extreme Gradient Boosting

At Experian, for machine learning, we use Extreme Gradient Boosting (XGBoost) implementation of Gradient Boosting Machines.

Published: October 24, 2018 by Guest Contributor
Pricing Optimization: Understanding a Customer’s Price Elasticity

Dynamic pricing models for consumer financial products can be especially difficult for at least four reasons.

Published: October 11, 2018 by Shelly Miller
Personal Loans: Fueled by Fintech

Not only are personal loans are increasing, but so is the share of those loans originated by FinTechs is also growing quickly across all generations.

Published: October 9, 2018 by Stefani Wendel
Getting Beyond the Binary to Solve the Business Problem of Big Data

You want to use big data, but how do you make your analytics truly actionable to stay ahead of the competition? Using an analytical sandbox is the answer.

Published: October 4, 2018 by Jesse Hoggard
9 Ways to Make Hispanic Engagement Part of Your Credit Union’s Differentiation Strategy

With Hispanic Heritage Awareness Month underway and the topic of growing membership a constant priority, here are some tips from a credit union CEO.

Published: September 20, 2018 by Guest Contributor
What is Alternative Credit Data?

Alternative credit data - think financial services data and rental data - adds supplemental insight into consumers when paired with traditional credit data.

Published: September 18, 2018 by Stefani Wendel
Machine Learning for Real-World Credit Risk

Machine learning's ability to consume vast amounts of data to uncover patterns and deliver results makes it well suited for the credit risk industry

Published: September 12, 2018 by Alan Ikemura
Five Secrets to Outsourcing Data Science Successfully

Demand for data scientists is off the charts, but nationally there is a data science skills shortage. Many companies are filling this gap by outsourcing.

Published: September 5, 2018 by Guest Contributor

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