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Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According to Experian research, over 2.7 million out of 89 million active automotive loans and leases are either 30 or 60 days delinquent. Triggers that signal a greater likelihood of consumers falling delinquent on loans, mortgages and credit card payments, include high-interest rates, a high utilization rate and recent derogatory trades. By tracking and forecasting consumer trends over time, you can more easily predict consumer behavior and better prepare for potential issues within each market. Join Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, during our live Quarterly Credit Trends webinar on May 30 at 2:00 p.m. ET. Our expert speakers will provide a view of the real estate market and share insights on the latest consumer credit trends. Highlights include: 2019 economic drivers Q1 2019 origination and delinquency trends Mortgage Home equity Bankcard Auto Register now
Day 2 of the annual conference covered topics ranging from alternative credit data and regulatory compliance to marketing analytics and fraud.
Day 1 of Vision 2019 kicked off with remarks from the CEO, Group President, and a keynote by Gary D. Cohn, Former Director of the U.S. Economic Council.
4-Cylinder Engines Continue to Gain Market Share; Providing Drivers with a Combination of Fuel Economy, Improved Performance
Apply Automotive TagThe demand for muscle cars with greater fuel and maintenance practicality has led to the increase in volume of 4-cylinder vehicles on the road.
Experian's annual thought leadership conference will be held May 5-8 in San Antonio Texas, and will feature 50+ sessions on the industry's latest trends.
Marketing for financial institutions is challenging with limited budgets the need to perform better. Investing in technology can help you optimize ROI.
We’ve rounded up what it takes for consumers to have a good credit score, in addition to some alternative considerations. Read more!
To win with ML, the team and process are more important than the algorithm. Best practices before, during and after modeling to help you succeed.
LendIt Fintech USA 2019 Showcases Experian’s Innovative Tools that are Changing the Way Consumers Get Access to Credit
Apply CIS TagExperian's and FICO delivered a joint keynote on the topic of innovation around financial inclusion and credit access, including consumer-permissioned data.
As Gen Z enters the economy, they bring with them an entirely new set of priorities when it comes to their finances. Move over Millennials.
To create a socially credible environment, China has developed a mobile app to alerts users when they are within a 500-meter radius of someone in debt.
Experian’s Ascend Analytical Sandbox™ Named Best Overall Analytics Platform in Fintech Competition
Apply CIS TagExperian wins for a second year in a row at coveted Fintech Breakthrough Award program, which received more than 3,500 nominations from across the globe.
The shift from banking to digital is apparent. Here are a few ways that financial services can adjust to changing consumer behavior. Read more!
The best online experience balances security and convenience. Technology and innovation is allowing businesses to give the maximum potential of both.
There's currently an outbreak of breach-fueled credential stuffing. Billions of stolen usernames/passwords have been compiled and available to criminals