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Changing Consumer Credit Trends

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According to Experian research, over 2.7 million out of 89 million active automotive loans and leases are either 30 or 60 days delinquent. Triggers that signal a greater likelihood of consumers falling delinquent on loans, mortgages and credit card payments, include high-interest rates, a high utilization rate and recent derogatory trades. By tracking and forecasting consumer trends over time, you can more easily predict consumer behavior and better prepare for potential issues within each market. Join Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, during our live Quarterly Credit Trends webinar on May 30 at 2:00 p.m. ET. Our expert speakers will provide a view of the real estate market and share insights on the latest consumer credit trends. Highlights include: 2019 economic drivers Q1 2019 origination and delinquency trends Mortgage Home equity Bankcard Auto Register now

Published: May 9, 2019 by Laura Burrows
#ExperianVision 2019 – Day 2 Recap

Day 2 of the annual conference covered topics ranging from alternative credit data and regulatory compliance to marketing analytics and fraud.

Published: May 7, 2019 by Stefani Wendel
#ExperianVision 2019 – Day 1 Recap

Day 1 of Vision 2019 kicked off with remarks from the CEO, Group President, and a keynote by Gary D. Cohn, Former Director of the U.S. Economic Council.

Published: May 6, 2019 by Stefani Wendel
We’re Powering Opportunities at #ExperianVision 2019

Experian's annual thought leadership conference will be held May 5-8 in San Antonio Texas, and will feature 50+ sessions on the industry's latest trends.

Published: May 2, 2019 by Stefani Wendel
Doing More with Less: Three Marketing Challenges Facing Financial Institutions

Marketing for financial institutions is challenging with limited budgets the need to perform better. Investing in technology can help you optimize ROI.

Published: April 30, 2019 by Jesse Hoggard
Four Long-Lasting Habits of People with Exceptional Credit Scores

We’ve rounded up what it takes for consumers to have a good credit score, in addition to some alternative considerations. Read more!

Published: April 25, 2019 by Laura Burrows
To Win with Machine Learning, It Isn’t What You Do; It’s How You Do It

To win with ML, the team and process are more important than the algorithm. Best practices before, during and after modeling to help you succeed.

Published: April 24, 2019 by Jim Bander
Gen Z: Game of Scrolls

As Gen Z enters the economy, they bring with them an entirely new set of priorities when it comes to their finances. Move over Millennials.

Published: April 23, 2019 by Stefani Wendel
Big Data and China’s Social Credit Score

To create a socially credible environment, China has developed a mobile app to alerts users when they are within a 500-meter radius of someone in debt.

Published: April 16, 2019 by Laura Burrows
Experian’s Ascend Analytical Sandbox™ Named Best Overall Analytics Platform in Fintech Competition

Experian wins for a second year in a row at coveted Fintech Breakthrough Award program, which received more than 3,500 nominations from across the globe.

Published: April 3, 2019 by Brittany Peterson
How Financial Services Can Adjust to Changing Consumer Behavior

The shift from banking to digital is apparent. Here are a few ways that financial services can adjust to changing consumer behavior. Read more!

Published: April 3, 2019 by Laura Burrows
Security and Convenience: No Longer a Balancing Act

The best online experience balances security and convenience. Technology and innovation is allowing businesses to give the maximum potential of both.

Published: April 1, 2019 by Chris Ryan
Breach-Fueled Credential Stuffing, the “Philly Special” and Lessons in Defense

There's currently an outbreak of breach-fueled credential stuffing. Billions of stolen usernames/passwords have been compiled and available to criminals

Published: March 28, 2019 by Chris Ryan

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