Experian’s latest State of Automotive Finance Market report reveals the average credit score for purchasing a vehicle has increased four points across the board.

Vince Passione, founder and CEO of LendKey, comments on the state of student lending and how the space is evolving for both consumers and lenders.

Auto originations continue to increase — particularly within prime categories. As auto loan originations continue their upward trend, lenders can stay ahead of the competition by using advanced analytics to target the right customers and increase profitability.

To help better prepare you for potential cyber threats, here are our data breach industry predictions on data security in 2018.

A well-prepared data breach response drill should first define all breach scenarios (ransomware, phishing, etc.) and their specific steps.

Traditional verification and validation parameters alone are not enough to stop identity fraud. Fortunately, there are many emerging trends and best practices for modern fraud and identity strategies:

Underwriting a sizeable loan can take weeks with the task of collecting income and asset documents to analyze and verify. Understand how verification solutions are easing the pains in the complex mortgage process.

Alternative data for credit has created national headlines in the past year and a lasting buzz in the financial services world.

For most businesses, the customer experience is at the heart of every strategy. Debt collection shouldn’t be different. Here’s why:

While many banks view the collections process merely as an opportunity to collect outstanding debt, there is opportunity to enhance customer relationships.

Podcast to discuss the emergence of synthetic identity fraud, its true financial impact and how organizations can begin to fight back.

How can you build upon existing customer relationships and offer the products to the right people at the right time? By understanding consumer behavior.

Sophisticated criminals work hard to create convincing, verifiable personas they can use to commit fraud. Here are the 3 main ways fraudsters manufacture synthetic IDs:

As we enter the holiday season, headlines abound around the shifts and trends in retail. Here from retail expert John Squire on the latest evolutions in the space.

With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When considering social media data as it pertains to financial decisions, there are 3 key concerns to consider.