Did you know?: - 65% of lenders say they are using information beyond the traditional credit report to make a lending decision. - 58%...
In fact, in a recent State of Alternative Credit Data whitepaper, Experian found that 60 percent of lenders report that they decline more than...
1. Credit access is at an all-time high With 121 million Americans categorized as credit-challenged (subprime scores and a thin or nonexistent credit file)...