With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...
“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...
Picking up where we left off, online fintech lenders face the same challenges as other financial institutions; however, they continue to push the speed...
In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...
I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...
Big Data is no longer a new concept. Once thought to be an overhyped buzzword, it now underpins and drives billions in dollars of...
At their heart, car dealers have always been marketers. It’s part of learning the trade and understanding the business to gain natural insight into...
The auto industry has been riding a wave of prosperity for the past seven years, bouncing back nicely from the 2008 market collapse. But,...
We regularly hear from clients that charge-offs are increasing and they’re struggling to keep up with the credit loss. Many clients use the same...
Part 3 in our series on Insights from the Vision 2016 fraud and identity track Our Vision 2016 fraud track session titled “Deployment Made Easy...
It’s the “Battle of the Sexes” credit edition. Who sports higher scores, less debt and more on-time payments? According to Experian’s latest analysis, women...
Experian data shows consumers are more confident managing their credit since the recession. The Q3 2015 Experian Market Intelligence Brief was released today featuring data...
The overarching ‘business driver’ in adopting a risk-based authentication strategy, particularly one that is founded in analytics and proven scores, is the predictive ‘lift’...
By: Staci Baker For the one-third of the U.S. population that rents, in the past, rental payment history has not been included in determining...
To calculate the expected business benefits of making an improvement to your decisioning strategies, you must first identify and prioritize the key metrics you...