Tag: credit scores
No two customers are the same. That’s why it’s important to go beyond the traditional credit score for a closer look at each consumer’s...
This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....
Last week, the unemployment rate soared past 20%, with over 30 million job losses attributed to the COVID-19 pandemic. As a result, many consumers...
There are more than 100 million people in the United States who don’t have a fair chance at access to credit. These people are...
Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...
Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...
Analyzing credit scores and card balances According to a study by VantageScore® Solutions LLC, consumers with credit scores between 601 and 650 carry the...
Credit reports provide a wealth of information. But did you know credit attributes are the key to extracting critical intelligence from each credit report?...
Knowing a consumer’s credit information at a single point in time tells only part of the story. For the whole story, lenders need to...
Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...
According to a national survey by Experian, one in five college grads give their school an “F” in credit education. Additional survey highlights: 69%...
According to a recent Experian survey, the majority of newlyweds say financial responsibility is a key quality in a spouse. Yet many neglect to...
According to a recent Experian study, women handle money, debt and financial decisions better than men....
VantageScore® models are the only credit scoring models to employ the same characteristic information and model design across the three credit...
According to VantageScore® Solutions' annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models....
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