Tag: Decisioning

Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twin engineering...

Published : October 8, 2015 by Guest Contributor

As Big Data becomes the norm in the credit industry and others, the seemingly non-stop efforts to accumulate more and more data leads me...

Published : September 9, 2015 by Kelly Kent

In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver...

Published : April 27, 2015 by Carrie Janot

When we think about fraud prevention, naturally we think about mininizing fraud at application. We want to ensure that the identities used in the...

Published : January 10, 2011 by Matt Ehrlich

By: Andrew Gulledge I hate this question. There are several reasons why the concept of an “average fraud rate” is elusive at best, and...

Published : December 10, 2010 by Guest Contributor

By: Margarita Lim Recently, the Social Security Administration (SSA) announced that it will change how Social Security numbers (SSN) will be issued, with a...

Published : December 3, 2010 by Guest Contributor

By: Wendy Greenawalt Large financial institutions have acknowledged for some time that taking a more consumer-centric versus product-centric approach can be a successful strategy for...

Published : November 2, 2010 by Guest Contributor

The overarching ‘business driver’ in adopting a risk-based authentication strategy, particularly one that is founded in analytics and proven scores, is the predictive ‘lift’...

Published : August 23, 2010 by Keir Breitenfeld

I recently attended a conference where Credit Union managers spoke of the many changes facing their industry in the wake of the real estate...

Published : June 8, 2010 by Kelly Kent

–By Wendy Greenawalt Recently the Federal Reserve Board and Federal Trade Commission issued a new rule requiring any lender who utilizes a credit report...

Published : June 2, 2010 by Guest Contributor

By: Wendy Greenawalt The auto industry has been hit hard by this Great Recession. Recently, some good news has emerged from the captive lenders, and...

Published : May 10, 2010 by Guest Contributor

By: Wendy Greenawalt Optimization has become somewhat of a buzzword lately being used to solve all sorts of problems. This got me thinking about what...

Published : April 20, 2010 by Guest Contributor

By: Wendy Greenawalt In my last few blogs, I have discussed how optimization can be leveraged to make improved decisions across an organization while considering...

Published : April 5, 2010 by Guest Contributor

By: Wendy Greenawalt The economy has changed drastically in the last few years and most organizations have had to reduce costs across their businesses...

Published : February 19, 2010 by Guest Contributor

Meat and potatoes Data are the meat and potatoes of fraud detection.  You can have the brightest and most capable statistical modeling team in...

Published : January 20, 2010 by Andrew Gulledge