Tag: Decisioning
At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...
DDigitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...
Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...
Dealing with challenges is part of the collections process. But in today’s economic environment, there are even more barriers to overcome. Since it is...
Time – it’s the only resource we can’t get more of, which is why we tend to obsess over saving it. Despite this obsession,...
Many companies rely on attributes for decisioning but lack the resources needed to invest in developing, managing, and updating the attributes themselves. Experian is...
Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...
Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...
The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...
If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...
Big Data is no longer a new concept. Once thought to be an overhyped buzzword, it now underpins and drives billions in dollars of...
Once a scorecard has been redeveloped, it is important to measure the impact of changes within the strategy by replacing the old model with...
With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When...
Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...
The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...
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