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The first six months of 2016 has shown that the total credit card limits among the subprime and deep subprime credit range totaled $6.4...

Published: September 7, 2016 by Matt Tatham

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

Published: February 4, 2016 by Carrie Janot

Using bankcard utilization to forecast holiday spend It’s officially November, and like me, you’ve probably noticed all the holiday promotions in your mailbox and...

Published: November 10, 2015 by Alan Ikemura

According to the latest State of the Automotive Finance Market report, consumers are continuing to extend loan terms as a way to keep payments......

Published: September 4, 2015 by Carrie Janot

While auto delinquencies declined slightly year over year (3.01% for accounts 30 days past due or greater in Q2 2015 versus 3.03% a year...

Published: August 20, 2015 by Carrie Janot

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion....

Published: May 8, 2015 by Carrie Janot

Auto loan originations reached $153 billion in Q2 2014, which was a 16 percent increase over the same quarter last year. While the largest...

Published: October 2, 2014 by Carrie Janot

Consumer debt for every major consumer lending category has decreased over the past few years, except for student...

Published: September 26, 2014 by Carrie Janot

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of...

Published: August 11, 2014 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into...

Published: July 31, 2014 by Carrie Janot

Are you sure you are making the best consumer credit decisions? Given the constantly evolving market conditions, it is a challenge to keep informed. In...

Published: July 10, 2014 by Matt Tatham

According to Experian Marketing Services’ Q1 2014 Email Benchmark Report, personalized abandoned cart emails that dynamically show the actual customer cart had 25 percent...

Published: June 30, 2014 by Stacie Baker

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q1 2014 decreased by 53 percent over Q1 2013 - $235 billion...

Published: June 6, 2014 by Stacie Baker

Bankcard originations had a 32 percent year-over-year increase in Q4 2013 ($61 billion to $81 billion)....

Published: April 17, 2014 by Stacie Baker

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