Credit Lending

Holiday shoppers are gearing up with gift lists and credit cards in tow. Optimize opportunities to attract them with offers to increase your walletshare.

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

Gavin Harding, Senior Business Consultant, continues in this Q&A with insight that spans across all lenders and their use of alternative data.

In banking, as in baseball, data and analytics are key to making informed, data-driven decisions for your team and your business.

At Experian, for machine learning, we use Extreme Gradient Boosting (XGBoost) implementation of Gradient Boosting Machines.

A recent report showcases the results of what happens with FinTechs and financial institutions partner together. Hear their experiences with collaboration.

FinTechs first entered the marketplace as competitors, but as they grow, some have started to partner with traditional financial institutions.

Not only are personal loans are increasing, but so is the share of those loans originated by FinTechs is also growing quickly across all generations.

You want to use big data, but how do you make your analytics truly actionable to stay ahead of the competition? Using an analytical sandbox is the answer.

There are a lot of people talking about big data who are not fully leveraging the value of their data. How do you use data to innovate and stay competitive?

With Hispanic Heritage Awareness Month underway and the topic of growing membership a constant priority, here are some tips from a credit union CEO.

Alternative credit data - think financial services data and rental data - adds supplemental insight into consumers when paired with traditional credit data.

Machine learning's ability to consume vast amounts of data to uncover patterns and deliver results makes it well suited for the credit risk industry

An Experian study revealed 86% of millennials believe that buying a house is a good financial investment - they just don't have the credit scores they need.

Even with the Fed’s gradual 2018 rate hikes, consumers are shopping. Usage of credit cards is on the rise in 2018 and only expected to grow.