Models & Scores

Prescreen Marketing in Today’s Economic Environment

To maximize limited marketing spend, lenders will need to be more prescriptive to increase response rates on fewer delivered offers.

Published: October 6, 2020 by Eric Johnson
Profitability Analysis

Profitability analysis is one of the most powerful analytics tools in business and strategy development. Yet it’s underrated and often ignored.

Published: September 30, 2020 by Victoria Soriano
Responding to and Recovering from the COVID-19 Recession

Learn about some specific Experian solutions that are especially timely for lenders strategizing their response to the COVID Recession.

Published: September 2, 2020 by Jim Bander
Audio: Support Your Borrowers and Reduce Portfolio Volatility

In our most recent podcast, Experian experts discuss how to enhance your portfolio analysis after an economic downturn and drive greater access to credit.

Published: August 3, 2020 by Laura Burrows
How Will COVID-19 Impact Consumers’ Payment Priorities?

When consumers are unable to pay all of their financial obligations, which credit accounts do they prioritize? Discover payment behavior post COVID-19.

Published: July 30, 2020 by Guest Contributor
Audio: What Is Account Management?

Account management is a critical strategy during any type of economy (pro-cycle, counter-cycle, cycle neutral), but especially now.

Published: June 23, 2020 by Stefani Wendel
Experian Launches Ascend Portfolio Loss Forecaster with Oliver Wyman

We’ve entered a new era of loss forecasting. Previously built models are no longer sufficient for the changes in economic conditions due to COVID-19.

Published: June 10, 2020 by Stefani Wendel
Experian Launches Sure Profile

To combat the threat of synthetic identity fraud, Experian recently announced the launch of Sure Profile a revolutionary change to the credit profile.

Published: June 2, 2020 by Guest Contributor
Loss Forecasting for Now and the Future

While some businesses will look to loss forecasting to potentially reduce the severity of impact from COVID-19, for many, it is the key to survival.

Published: May 21, 2020 by Stefani Wendel
Validating Consumer Credit Scores in a Time of Extreme Uncertainty

This is the third in a series of blog posts highlighting optimization, AI, predictive analytics, and decisioning for lending operations.

Published: May 20, 2020 by Jim Bander
Case Study: Giving Consumers the Credit They Deserve

Download our case study to learn how home equity lender, Spring EQ, leveraged Experian Boost to help applicants qualify for better loan rates and terms.

Published: May 1, 2020 by Laura Burrows
Q&A Perspective Series: COVID-19 and the New Lending Frontier

Shannon Lois, Experian’s Head of DA Analytics and Consulting and Bryan Collins, Senior Product Manager, tackled questions for lenders amidst COVID-19.

Published: April 23, 2020 by Laura Burrows
Q&A Perspective Series: Supporting Small Businesses During COVID-19

Experian experts provided insight on how data furnishers can help support small businesses amidst the pandemic while complying with recent regulations.

Published: April 15, 2020 by Laura Burrows
Effectively Scoring Credit Risk in Today’s Economic Environment

Historically, economic hardships have directly impacted loan performance. Are you prepared to navigate and successfully respond to the current environment?

Published: April 14, 2020 by Laura Burrows
Data Reporting Under Guidelines Is Better for Consumers Than Data Deletion

Learn how to accurately and consistently report on consumers' credit while complying with regulatory guidance during the COVID-19 pandemic.

Published: April 14, 2020 by Guest Contributor

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