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Published: August 11, 2025 by dannielle.fewster

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From appetizer to main course: A taste of 2025’s marketing trends

Agencies, platforms, and marketers stand at the crossroads of transformation, as privacy regulations tighten, technology accelerates, and consumer behaviors evolve. Yet these challenges also present extraordinary opportunities. Our 2025 Digital trends and predictions report highlights five trends that will shape 2025 and digs into: What’s changing in the market How to keep learning about your customers How to reach your customers in different places How to measure what’s really working along the way In this blog post, we’ll give you a sneak peek of three of these trends — from cracking the code of signal loss to tapping into the buzz around connected TV (CTV) and stepping up your omnichannel game. Think of it as a taste test before the main course. Ready for the full menu? Download our report to get the lowdown on all five trends. Download now 1. Signal loss: A rich appetizer of alternate ingredients As traditional cookies crumble, marketers need fresh ingredients to keep the flavor coming. Already, about 40% of browser traffic doesn’t support third-party cookies, and marketers are spicing things up with first-party data, alternative identifiers like Unified I.D. 2.0 (UID2) and ID5, and contextual targeting strategies. In fact, 50% more of our clients received alternative IDs (UID2, ID5, Hadron ID) in their Digital Graph in 2024 compared to 2023. The number of alternative IDs resolved to individuals in our Digital Graph increased by 30% year-over-year – as everyone looks beyond the cookie jar. There is no secret sauce to replace cookies. Instead, expect a multi-ID recipe that brings together different identifiers, unified by an identity graph. This approach turns a fragmented pantry of data into a cohesive meal, giving you a complete view of your customer on every plate. 2. The rising power of CTV: A hearty entrée of opportunities CTV is quickly becoming the main dish on the streaming menu, as viewers load up on their favorite shows. While CTV is slated to make up 20% of daily U.S. media consumption by 2026, advertisers are still holding back on pouring in the ad spend. To unlock its full flavor, marketers need to whip up solutions like frequency capping and unified audience activation. Although CTV will account for 20% of daily U.S. media consumption by 2026, it’s projected to command only 8.1% of ad spend. Frequency capping and unified audience activation solutions will be key to unlocking CTV’s full potential. By 2025, nearly half of CTV "diners" will choose free ad-supported streaming TV (FAST). Marketers need strategies to prevent ad overexposure. With 50% of U.S. consumers avoiding products due to ad overload, and 30% of marketers willing to increase their CTV spend if frequency capping improves, unified identity solutions help ensure every impression is served just right. 3. Omnichannel: A flavorful fusion plate No one likes a one-flavor meal. Marketers are moving beyond single-channel “side dishes” to omnichannel “fusion feasts” that blend direct mail, digital, CTV, and retail media networks (RMNs) into a truly cohesive culinary experience. Even though only 21% of global B2C professionals currently put omnichannel at the top of their shopping list, the growing demand for seamless, audience-first campaigns is heating up. In 2025, having an audience-first approach will be like having a perfect pairing for every course. Unified identity solutions act as your master sommelier, ensuring that each channel complements the next, and every customer enjoys a well-rounded, memorable journey. Vertical trends: A dessert sampler from four unique kitchens Different markets have their own signature flavors. In Auto, crossover utility vehicles (CUVs) claim 51% of new vehicle registrations, and consumers in the 35-54 age group and families are the primary buyers. Automotive marketers should prioritize CUV advertising with a strong focus on family-oriented and income-appropriate messaging In Financial Services, marketers need to anticipate shifts in consumer behavior tied to economic conditions, such as increasing demand for deposit products when interest rates are high. For insurance, aligning campaigns with life events, like new home purchases or marriage, can maximize engagement. In Healthcare, advertisers are prioritizing personalized, regulation-compliant campaigns that address social determinants of health (SDOH). In Retail, advertisers are increasingly activating on both CTV and social platforms, with many managing their own in-house campaigns. While larger brands often rely on media agencies, a shift toward in-house media buying is emerging among some bigger players, offering more control over audience targeting and performance metrics. Our report covers each vertical’s unique menu, helping you select the right “ingredients” for your customers. With the top Experian Audiences on hand, you can create feasts that delight, nourish, and convert. Hungry for more? Download our full menu The three “samples” you’ve just tasted are just the starters. Our 2025 Digital trends and predictions report serves up five insights, complete with strategies, data, and tools to help you adapt, scale, and thrive in 2025. Ready for the full menu? Download our report now and discover all five trends that will shape your marketing “cookbook” in 2025. Bon appétit! Download now Latest posts

Jan 28,2025 by Hayley Schneider

The evolution of identity: A decade of transformation

Originally appeared on MarTech Series Marketing’s understanding of identity has evolved rapidly over the past decade, much like the shifting media landscape itself. From the early days of basic direct mail targeting to today's complex omnichannel environment, identity has become both more powerful and more fragmented. Each era has brought new tools, challenges, and opportunities, shaping how brands interact with their customers. We’ve moved from traditional media like mail, newspapers, and linear/network TV, to cable TV, the internet, mobile devices, and apps. Now, multiple streaming platforms dominate, creating a far more complex media landscape. As a result, understanding the customer journey and reaching consumers across these various touchpoints has become increasingly difficult. Managing frequency and ensuring effective communication across channels is now more challenging than ever. This development has led to a fragmented view of the consumer, making it harder for marketers to ensure that they are reaching the right audience at the right time while also avoiding oversaturation. Marketers must now navigate a fragmented customer journey across multiple channels, each with its own identity signals, to stitch together a cohesive view of the customer. Let’s break down this evolution, era by era, to understand how identity has progressed—and where it’s headed. 2010-2015: The rise of digital identity – Cookies and MAIDs Between 2010 and 2015, the digital era fundamentally changed how marketers approached identity. Mobile usage surged during this time, and programmatic advertising emerged as the dominant method for reaching consumers across the internet. The introduction of cookies and mobile advertising IDs (MAIDs) became the foundation for tracking users across the web and mobile apps. With these identifiers, marketers gained new capabilities to deliver targeted, personalized messages and drive efficiency through programmatic advertising. This era gave birth to powerful tools for targeting. Marketers could now follow users’ digital footprints, regardless of whether they were browsing on desktop or mobile. This leap in precision allowed brands to optimize spend and performance at scale, but it came with its limitations. Identity was still tied to specific browsers or devices, leaving gaps when users switched platforms. The fragmentation across different devices and the reliance on cookies and MAIDs meant that a seamless, unified view of the customer was still out of reach. 2015-2020: The age of walled gardens From 2015 to 2020, the identity landscape grew more complex with the rise of walled gardens. Platforms like Facebook, Google, and Amazon created closed ecosystems of first-party data, offering rich, self-declared insights about consumers. These platforms built massive advertising businesses on the strength of their user data, giving marketers unprecedented targeting precision within their environments. However, the rise of walled gardens also marked the start of new challenges. While these platforms provided detailed identity solutions within their walls, they didn’t communicate with one another. Marketers could target users with pinpoint accuracy inside Facebook or Google, but they couldn’t connect those identities across different ecosystems. This siloed approach to identity left marketers with an incomplete picture of the customer journey, and brands struggled to piece together a cohesive understanding of their audience across platforms. The promise of detailed targeting was tempered by the fragmentation of the landscape. Marketers were dealing with disparate identity solutions, making it difficult to track users as they moved between these closed environments and the open web. 2020-2025: The multi-ID landscape – CTV, retail media, signal loss, and privacy By 2020, the identity landscape had splintered further, with the rise of connected TV (CTV) and retail media adding even more complexity to the mix. Consumers now engaged with brands across an increasing number of channels—CTV, mobile, desktop, and even in-store—and each of these channels had its own identifiers and systems for tracking. Simultaneously, privacy regulations are tightening the rules around data collection and usage. This, coupled with the planned deprecation of third-party cookies and MAIDs has thrown marketers into a state of flux. The tools they had relied on for years were disappearing, and new solutions had yet to fully emerge. The multi-ID landscape was born, where brands had to navigate multiple identity systems across different platforms, devices, and environments. Retail media networks became another significant player in the identity game. As large retailers like Amazon and Walmart built their own advertising ecosystems, they added yet another layer of first-party data to the mix. While these platforms offer robust insights into consumer behavior, they also operate within their own walled gardens, further fragmenting the identity landscape. With cookies and MAIDs being phased out, the industry began to experiment with alternatives like first-party data, contextual targeting, and new universal identity solutions. The challenge and opportunity for marketers lies in unifying these fragmented identity signals to create a consistent and actionable view of the customer. 2025: The omnichannel imperative Looking ahead to 2025 and beyond, the identity landscape will continue to evolve, but the focus remains the same: activating and measuring across an increasingly fragmented and complex media environment. Consumers now expect seamless, personalized experiences across every channel—from CTV to digital to mobile—and marketers need to keep up. The future of identity lies in interoperability, scale, and availability. Marketers need solutions that can connect the dots across different platforms and devices, allowing them to follow their customers through every stage of the journey. Identity must be actionable in real-time, allowing for personalization and relevance across every touchpoint, so that media can be measurable and attributable. Brands that succeed in 2025 and beyond will be those that invest in scalable, omnichannel identity solutions. They’ll need to embrace privacy-friendly approaches like first-party data, while also ensuring their systems can adapt to an ever-changing landscape. Adapting to the future of identity The evolution of identity has been marked by increasing complexity, but also by growing opportunity. As marketers adapt to a world without third-party cookies and MAIDs, the need for unified identity solutions has never been more urgent. Brands that can navigate the multi-ID landscape will unlock new levels of efficiency and personalization, while those that fail to adapt risk falling behind. The path forward is clear: invest in identity solutions that bridge the gaps between devices, platforms, and channels, providing a full view of the customer. The future of marketing belongs to those who can manage identity in a fragmented world—and those who can’t will struggle to stay relevant. Explore our identity solutions Latest posts

Nov 25,2024 by Chris Feo

Five steps retail media networks should consider when choosing a data partner

Originally appeared on Total Retail Retail media networks (RMNs) continue to demonstrate how they can be a powerful monetization driver for retailers, creating a win-win-win for everyone involved. Retailers can monetize their valuable first-party data as well as their online and in-store inventory, while customers benefit from timely, relevant content that enhances their shopping experience. At the same time, advertisers can reach highly targeted audiences at critical moments near the point of purchase Achieving this type of success requires overcoming challenges around fragmented and incomplete first-party data, which can limit a retailer's ability to organize and use their data effectively. Additionally, many RMNs lack the analytical capacity to generate customer insights, build addressable audiences, and accurately measure success. To realize the full potential of their platforms, RMNs need partners that provide complementary data, strong identity solutions, and the expertise to transform insights into actionable strategies. This allows RMNs to drive winning outcomes for themselves, marketers, and their customers. Here are the five steps an RMN should consider when selecting the right partner. 1. Build an identity foundation First, the right partner needs to be able to organize and clean customer data. Given the millions of customer records and data points that a retailer has, RMNs need to make sure their data is highly usable. Whether it is a known customer record or an unknown customer with incomplete data, partners should fill in missing information and connect fragmented customer records to a single profile. For example, RMNs need to know that a purchase made in-store is by the same customer who bought online. The best partners will then organize those profiles into households since targeting (and purchasing) is often done at the household level. Without a strong identity foundation future steps of segmentation, insights, audience creation, and activation will not be successful. Experian identity Experian's identity solutions provide RMNs with a comprehensive and accurate view of their customers across both offline and digital environments. We clean an RMN's first-party data and organize their customer records into households since targeting is often done at the household level and purchases are made at the household level. Using Experian's Offline and Digital Graphs we work with the RMN to fill in the missing information they have on their customers (e.g. name, address, phone number or digital IDs like hashed emails, mobile ad IDs, CTV IDs, Universal IDs like UID2 or ID5 IDs). This ensures that the retailers' entire customer base can be reached – and measured – across devices and channels. 2. Segment your customers An RMN’s ability to segment its customer base and derive insights depends on the availability and usability of their data assets – not to mention some serious analytical chops. Some RMNs will split their customers into different product segments based on what’s relevant to an advertiser. For example, a home improvement retailer may segment customers by who is buying DIY supplies versus improvement services.  Other RMNs may develop custom segments from their customer data and third-party data sources, so that advertisers can personalize their marketing based on life stage, age, income level, geography, and other factors. Either approach is effective but requires working with a partner who has high quality data and deep analytical expertise to develop those segments. Segment with Experian Experian Marketing Data helps an RMN learn about their customer beyond their first-party data. With access to 5,000 marketing attributes, RMNs can fill in the holes in their understanding of a customer. We provide them with demographic, geographic, finance, home purchase, interests and behaviors, lifestyle, auto data and more. RMNs can use this enriched data set to create addressable audience segments. 3. Generate actionable insights about these segments Once the RMN determines how they will segment their customers, they can utilize demographic, attitudinal, interest, and behavioral data from a trusted partner to develop a customer profile that compares its customers against a relevant sample of consumers. Here, the RMN will gain insight that will help them answer questions about its customers. Examples include:  What age and income groups are more likely to purchase my product? What is the current life stage of my customers – do they have children, are they married, are they empty-nesters? Is price or quality more important to customers in their decision-making process? What sort of activities do my customers enjoy? How frequently do my customers shop for similar merchandise? What media channels do my customers use to get their information? Expanded insights with Experian With Experian’s advanced customer profiling, RMNs can go beyond basic customer segmentation. We build detailed customer profiles by utilizing accurate, attribute-rich consumer data, so RMNs can gain a more comprehensive understanding of their customer’s preferences, life stages, and purchasing behaviors.  Having this insight enables the RMN to: Design a targeted email campaign promoting home essentials to recently married new homeowners. Develop a social media post announcing the opening of a new hardware store to users within a specific location interested in do-it-yourself products. Create brochures and flyers at a local community event tailored towards parents with small children that promote equipment for youth sports leagues. 4. Create high quality lookalike audiences The RMN now knows what distinguishes their customers from other consumers and can create audiences that enable advertisers to run personalized marketing campaigns at scale. RMNs can do this in several different ways: Work with a data provider who can create custom audiences for the RMN (e.g., Ages 40-49 and Leisure Travelers and past purchase of travel item) These custom audiences are created by joining multiple first- and third-party data attributes found to be significant in the customer profile or using machine learning techniques to develop a custom audience unique to the advertiser.   Custom audiences with Experian With an enriched understanding of their customers, RMNs can create addressable custom audience segments, including lookalike audiences, for advertisers. 5. Expand addressability of audiences and activate on multiple destinations Once audiences are created, RMNs will want to increase a marketer’s reach across on-site and off-site channels. With the right identity graph partner, an RMN can add digital identifiers to customer records that enable activation across media channels, including programmatic display, connected television (CTV), or social. RMNs should work with identity providers that are not reliant on third-party cookies. They should select partners that offer more stable digital IDs in their graph like mobile ad IDs (MAIDs), hashed emails (HEMs), CTV IDs, and universal IDs like Unified I.D. 2.0 (UID2). Experian powers data-driven advertising through connectivity Using Experian's Digital Graph, RMNs expand the addressability of their audiences by assigning digital identifiers to customer records. Marketers will be able to reach an RMNs customers onsite as well as offsite since Experian provides several addressable IDs. Audiences can be activated across an RMNs owned and operated platform as well as extended programmatically to TV and the open web through Experian's integrations across the ecosystem. Maximize your RMN’s revenue potential with Experian Organizing customer data, segmenting customers, generating insights, creating addressable audiences, and activating campaigns are all critical steps for an RMN to realize that revenue potential. RMNs should select a partner that provides the data, identity, and analytical resources to create the winning formula for marketers, customers, and retailers.  Experian’s data and identity solutions are designed to help RMNs maximize their revenue potential. Reach out to our team to discover how we can support your path to RMN success. Connect with us Latest posts

Nov 19,2024 by Steve Zimmerman, Director of Custom Analytics

Navigating the multi-ID landscape

Originally appeared on MediaPost As the digital ecosystem becomes more complex, managing multiple identifiers for consumers has emerged as a significant challenge. From cookies and IP addresses to mobile IDs and universal IDs, marketers and platforms face increasing difficulty in maintaining a unified view of their consumers. Without a coherent identity strategy, campaigns can suffer from poor targeting, limited personalization, and flawed attribution. Experian understands these challenges and offers solutions to help our partners navigate the complexities of a multi-ID landscape. By utilizing both digital and offline data, we provide the tools to unify fragmented identifiers and maintain a persistent view of consumers. As a result, marketers and platforms get rich insights, accurate cross-device targeting, improved addressability, and measurable advertising. The shifting identity landscape For years, the industry has relied on cookies to identify consumers across devices and platforms. However, with ongoing signal loss, including the uncertainty around cookies, and the evolution of privacy regulations, the digital identity landscape has grown more complicated. As consumers hop from one device to another, they are now represented by multiple signals, each tied to a different aspect of their digital behavior. While this shift brings complexity, it also opens the door for innovation. Marketers and ad platforms now have the opportunity to rethink their identity strategies and adopt more flexible approaches that are not reliant on a single identifier. This is where Experian comes in. Connecting the dots: A holistic view of the customer journey Our identity solutions are designed to help manage today’s multi-ID ecosystem by connecting digital and offline identifiers to a single customer profile. This creates a unified view of the consumer, and when combined with our understanding of customer behavior (e.g. demo, interests, shopping patterns) marketers and platforms get both insights about their customers and the addressability to reach them across channels. Four examples of what you can do with a strong identity foundation If an advertiser wants to make its first-party data more addressable, it can utilize our Digital Graph with universal IDs, hashed emails (HEMs), and connected TV (CTV) IDs to extend its reach. A publisher who wants to gain further insights into their audiences and create private marketplaces (PMPs) can achieve this goal with the use of our Digital Graph with hashed emails, universal IDs, mobile ad IDs (MAIDs), CTV IDs, and IPs. The publisher can use this in concert with Marketing Attributes to understand age, gender, household income, buying behavior, and more. The publisher can connect marketing attributes to the Digital Graph via our Living Unit ID (LUID) to understand more about consumers that fall into their segments. A demand-side platform (DSP) who wants to extend first-party and third-party audience reach across all digital devices on their platform will use the Digital Graph with all digital IDs to allow users of their platform to select cross-device extension against first-party and third-party audiences. A retail media network (RMN) can use our Offline and Digital Graphs to connect in-store and online purchases to a household profile—even when purchases are made by different people. The RMN can then reach that household across digital media platforms and accurately attribute the in-store purchase back to digital ad exposure.  Identity as a strategic asset: Today and in the future In our paradoxical world where consumers are represented by multiple identifiers, yet marketers and platforms face signal loss, identity is more than a technical issue—it’s a strategic asset. The ability to unify identity data into a single profile provides marketers with the customer intelligence needed to drive growth and stay competitive. Here’s how we do it: Deep, persistent customer understanding: With roots in offline, deterministic data like names, addresses, and emails, we provide an accurate and persistent view of identity to our customers. This allows you to maintain a consistent and comprehensive understanding of your customers and their marketing attributes over time. Highly accurate and refreshed digital identities: Our signal-agnostic graph is not reliant on any one signal as it includes HEMs, cookies, MAIDs, IPs, Universal IDs, and CTV IDs. Our Digital Graph is updated weekly, ensuring the data is always fresh and addressable. This persistent linkage of individuals and households to their identifiers and devices means your campaigns are always targeting the right people. Connected offline and digital graphs for holistic insights: We connect offline and digital identities by following privacy-first best practices, such as preventing re-identification, to allow insights from the offline world to be used in the online world. This integrated approach, enriched with marketing data, gives you better insights, more addressable advertising, and the ability to engage customers across multiple devices while accurately measuring campaign impact. Transform challenges into opportunities The rise of the multi-ID landscape presents both challenges and opportunities for the advertising industry. We stand as the trusted partner to navigate this complexity, utilizing insights from the offline world to inform decisions in the online world, enabling personalized marketing and accurate attribution, and helping you achieve your current and future goals. Get started today Latest posts

Nov 14,2024 by Budi Tanzi

Experts discuss five key considerations for integrating linear and connected TV in 2024

With U.S. brands expected to invest over $28 billion in connected TV (CTV) in 2024, balancing linear TV and CTV is now a top priority. Advertisers need to integrate these platforms as the TV landscape evolves to reach audiences with various viewing habits. A successful strategy requires both linear and CTV approaches to effectively reach audiences at scale. We interviewed experts from Comcast Advertising, Disney, Fox, Samsung Ads, Snowflake, and others to gain insights on the evolving landscape of linear and CTV. In our video, they discuss audience fragmentation, data-driven targeting, measurement challenges, and more. Watch now to hear their perspectives. Five considerations for connecting with linear TV and CTV audiences 1. Adapt to audience fragmentation With consumers' rapid shift toward streaming, it's easy to overlook the enduring significance of linear TV, which still commands a large portion of viewership. According to Jamie Power of the Walt Disney Company, roughly half of the current ad supply remains linear, highlighting the need for brands to adapt their strategies to target traditional TV viewers and cord-cutters. As streaming continues to rise, ensuring your strategy integrates both CTV and linear TV is crucial for reaching the full spectrum of audiences. "I don't think that we thought the world would shift so quickly to streaming, but it's not always just all about streaming; there's still such a massive audience in linear."jamie power, disney 2. Combine linear TV’s reach with CTV’s precision Blending the reach of linear TV with the granular targeting capabilities of CTV allows advertisers to engage both broad and niche audiences. Data is critical in understanding audience behavior across these platforms, enabling brands to create highly relevant campaigns tailored to specific audience segments. This strategic use of data enhances engagement and ensures that the right viewers see advertising campaigns. "The future of TV is really around managing the fragmentation of audiences and making sure that you can reach those audiences addressably wherever they're watching TV."carmela fournier, comcast Advertising 3. Manage frequency across platforms Cross-platform campaigns require managing ad frequency to avoid oversaturation while ensuring adequate exposure. With a variety of offline and digital IDs resolved to consumers, our Digital and Offline Graphs can help maintain consistent messaging across linear TV and CTV. This approach allows advertisers to strike the right balance, preventing ad fatigue and delivering the right audience reach for campaign impact. "You've got to make sure that you're not reaching the same homes too many times, that you're reaching everybody the right amount of times."justin rosen, ampersand 4. Focus on consistent measurement Linear TV and CTV offer different data granularities, necessitating tailored approaches for accurate cross-platform campaign measurement. Bridging these data gaps requires advanced tools that streamline reporting for both mediums. As the industry moves toward consistent measurement standards, advertisers must adopt solutions that provide a comprehensive view of campaign performance, enabling them to optimize their cross-platform efforts. "Where I think there are pitfalls are with the measurement piece, it's highly fragmented, there's more work to be done, we're not necessarily unified in terms of a consistent approach to measurement."april weeks, basis 5. Align with shifts in audience behavior The success of cross-platform campaigns hinges on staying agile and responsive to shifting audience preferences. As CTV adoption grows, advertisers must proactively adjust their strategies to align with how viewers engage across linear and streaming platforms. Ideas include: Regularly updating creative Adjusting the media mix Utilizing real-time data insights to ensure campaigns remain relevant "At Fox we were a traditional linear company, and essentially what we're trying to do is merge the reach and the scale of TV as well as the reach and the scale of all the cord-cutters and cord-nevers that Tubi possesses." Darren Sherriff – Foxdarren sherriff, fox As streaming TV rapidly changes, brands must stay ahead of trends and shifts in consumer behavior to tap into CTV's growing potential. By focusing on these opportunities, advertisers can blend linear TV and CTV, ensuring their campaigns reach audiences wherever they watch. Connect with Experian's TV experts As a trusted leader in data and identity services, Experian offers the expertise to help you succeed in television marketing. With our strong partnerships with key players in the TV industry, we provide access to unique marketing opportunities. Learn how Experian’s data and identity solutions can deliver outstanding results in advanced TV advertising. Partner with us today to enhance your marketing strategies using our Consumer View and Consumer Sync solutions. Connect with our TV experts Latest posts

Sep 17,2024 by Experian Marketing Services

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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nam egestas ipsum sit amet purus feugiat interdum. Maecenas congue quis leo ut vestibulum. Pellentesque lorem dolor, bibendum ut lorem vitae, laoreet pretium arcu. Mauris scelerisque, arcu eu pulvinar malesuada, nisi tortor molestie orci, quis fringilla dui velit sed elit. Nulla non fringilla nisi. Integer nec lacinia eros, vel cursus felis. Nam ut massa at tortor tincidunt lacinia vitae quis diam. Nam cursus congue urna id ornare. Nullam ac porta sem. Nam quis nulla in magna pretium imperdiet. Nulla facilisi. Aliquam dignissim viverra arcu, quis faucibus justo elementum sit amet. Sed scelerisque ex ipsum, vitae accumsan tortor maximus vitae. Nulla convallis et orci et bibendum. Nullam egestas mauris vel massa scelerisque malesuada. Phasellus commodo quis massa quis eleifend. Nunc tempus vel justo a tincidunt. Ut posuere varius rutrum. Mauris eleifend varius condimentum. Nullam porttitor a ante at fringilla. In volutpat maximus tortor eget congue. Vivamus luctus malesuada elit eu facilisis. Aliquam non porta est, ac dignissim dolor. Praesent eleifend neque purus. Curabitur in ornare mi, condimentum imperdiet nisi. Donec tristique massa quis nisl porta ullamcorper. Maecenas at purus mi. Fusce quis libero id nibh eleifend posuere sit amet eget lacus. In lobortis sapien vel mauris ornare auctor. In eu malesuada nisl. Sed ac lorem ac turpis pulvinar volutpat. Ut sollicitudin aliquet facilisis. Nullam sed auctor felis. Suspendisse leo augue, convallis a finibus sit amet, pretium eu ipsum. Duis fringilla vitae leo congue ultricies. Sed auctor leo mauris, a commodo augue sollicitudin at. Integer porttitor posuere semper. Mauris eu rutrum odio. Aenean gravida sem urna, et hendrerit mi facilisis eu. Praesent eget dapibus nibh, in iaculis erat. Morbi efficitur magna a diam vestibulum, vitae tincidunt odio pellentesque. Nam urna ipsum, malesuada ut ullamcorper viverra, mattis nec ligula. Vestibulum vitae convallis neque. Quisque at luctus metus. Nullam blandit nulla in diam tincidunt, in convallis diam facilisis. Vestibulum dui tellus, mattis sit amet finibus eget, commodo vitae nisi. Integer tincidunt scelerisque purus, at viverra velit molestie non. Phasellus elit turpis, sollicitudin ut magna vel, convallis dignissim eros. Nunc vel libero orci. Nullam ac libero pulvinar, rhoncus purus vitae, hendrerit odio. Pellentesque vulputate mi a velit faucibus facilisis. Suspendisse potenti. Nullam metus leo, suscipit accumsan vehicula vel, dictum a enim. Nunc in odio ac mi consectetur fringilla quis nec dolor. Vestibulum ultrices ipsum id neque fermentum, commodo aliquet mauris facilisis. Cras purus nulla, efficitur sit amet ante nec, tincidunt iaculis diam. Quisque in facilisis ante. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Fusce blandit diam viverra, lobortis ex eget, laoreet nisl. Praesent nec odio finibus, ultricies risus a, dapibus diam. Nunc condimentum, lacus ut mattis fermentum, quam elit fermentum quam, ut dictum arcu sem a dolor. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nam egestas ipsum sit amet purus feugiat interdum. Maecenas congue quis leo ut vestibulum. Pellentesque lorem dolor, bibendum ut lorem vitae, laoreet pretium arcu. Mauris scelerisque, arcu eu pulvinar malesuada, nisi tortor molestie orci, quis fringilla dui velit sed elit. Nulla non fringilla nisi. Integer nec lacinia eros, vel cursus felis. Nam ut massa at tortor tincidunt lacinia vitae quis diam. Nam cursus congue urna id ornare. Nullam ac porta sem. Nam quis nulla in magna pretium imperdiet. Nulla facilisi. Aliquam dignissim viverra arcu, quis faucibus justo elementum sit amet. Sed scelerisque ex ipsum, vitae accumsan tortor maximus vitae. Nulla convallis et orci et bibendum. Nullam egestas mauris vel massa scelerisque malesuada. Phasellus commodo quis massa quis eleifend. Nunc tempus vel justo a tincidunt. Ut posuere varius rutrum. Mauris eleifend varius condimentum. Nullam porttitor a ante at fringilla. In volutpat maximus tortor eget congue. Vivamus luctus malesuada elit eu facilisis. Aliquam non porta est, ac dignissim dolor. Praesent eleifend neque purus. Curabitur in ornare mi, condimentum imperdiet nisi. Donec tristique massa quis nisl porta ullamcorper. Maecenas at purus mi. Fusce quis libero id nibh eleifend posuere sit amet eget lacus. In lobortis sapien vel mauris ornare auctor. In eu malesuada nisl. Sed ac lorem ac turpis pulvinar volutpat. Ut sollicitudin aliquet facilisis. Nullam sed auctor felis. Suspendisse leo augue, convallis a finibus sit amet, pretium eu ipsum. Duis fringilla vitae leo congue ultricies. Sed auctor leo mauris, a commodo augue sollicitudin at. Integer porttitor posuere semper. Mauris eu rutrum odio. Aenean gravida sem urna, et hendrerit mi facilisis eu. Praesent eget dapibus nibh, in iaculis erat. Morbi efficitur magna a diam vestibulum, vitae tincidunt odio pellentesque. Nam urna ipsum, malesuada ut ullamcorper viverra, mattis nec ligula. Vestibulum vitae convallis neque. Quisque at luctus metus. Nullam blandit nulla in diam tincidunt, in convallis diam facilisis. Vestibulum dui tellus, mattis sit amet finibus eget, commodo vitae nisi. Integer tincidunt scelerisque purus, at viverra velit molestie non. Phasellus elit turpis, sollicitudin ut magna vel, convallis dignissim eros. Nunc vel libero orci. Nullam ac libero pulvinar, rhoncus purus vitae, hendrerit odio. Pellentesque vulputate mi a velit faucibus facilisis. Suspendisse potenti. Nullam metus leo, suscipit accumsan vehicula vel, dictum a enim. Nunc in odio ac mi consectetur fringilla quis nec dolor. Vestibulum ultrices ipsum id neque fermentum, commodo aliquet mauris facilisis. Cras purus nulla, efficitur sit amet ante nec, tincidunt iaculis diam. Quisque in facilisis ante. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Fusce blandit diam viverra, lobortis ex eget, laoreet nisl. Praesent nec odio finibus, ultricies risus a, dapibus diam. Nunc condimentum, lacus ut mattis fermentum, quam elit fermentum quam, ut dictum arcu sem a dolor.

Aug 14,2025 by Andy.Monte@experian.com

At a Glance Test Post 2

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nam egestas ipsum sit amet purus feugiat interdum. Maecenas congue quis leo ut vestibulum. Pellentesque lorem dolor, bibendum ut lorem vitae, laoreet pretium arcu. Mauris scelerisque, arcu eu pulvinar malesuada, nisi tortor molestie orci, quis fringilla dui velit sed elit. Nulla non fringilla nisi. Integer nec lacinia eros, vel cursus felis. Nam ut massa at tortor tincidunt lacinia vitae quis diam. Nam cursus congue urna id ornare. Nullam ac porta sem. Nam quis nulla in magna pretium imperdiet. Nulla facilisi. Aliquam dignissim viverra arcu, quis faucibus justo elementum sit amet. Sed scelerisque ex ipsum, vitae accumsan tortor maximus vitae. Nulla convallis et orci et bibendum. Nullam egestas mauris vel massa scelerisque malesuada. Phasellus commodo quis massa quis eleifend. Nunc tempus vel justo a tincidunt. Ut posuere varius rutrum. Mauris eleifend varius condimentum. Nullam porttitor a ante at fringilla. In volutpat maximus tortor eget congue. Vivamus luctus malesuada elit eu facilisis. Aliquam non porta est, ac dignissim dolor. Praesent eleifend neque purus. Curabitur in ornare mi, condimentum imperdiet nisi. Donec tristique massa quis nisl porta ullamcorper. Maecenas at purus mi. Fusce quis libero id nibh eleifend posuere sit amet eget lacus. In lobortis sapien vel mauris ornare auctor. In eu malesuada nisl. Sed ac lorem ac turpis pulvinar volutpat. Ut sollicitudin aliquet facilisis. Nullam sed auctor felis. Suspendisse leo augue, convallis a finibus sit amet, pretium eu ipsum. Duis fringilla vitae leo congue ultricies. Sed auctor leo mauris, a commodo augue sollicitudin at. Integer porttitor posuere semper. Mauris eu rutrum odio. Aenean gravida sem urna, et hendrerit mi facilisis eu. Praesent eget dapibus nibh, in iaculis erat. Morbi efficitur magna a diam vestibulum, vitae tincidunt odio pellentesque. Nam urna ipsum, malesuada ut ullamcorper viverra, mattis nec ligula. Vestibulum vitae convallis neque. Quisque at luctus metus. Nullam blandit nulla in diam tincidunt, in convallis diam facilisis. Vestibulum dui tellus, mattis sit amet finibus eget, commodo vitae nisi. Integer tincidunt scelerisque purus, at viverra velit molestie non. Phasellus elit turpis, sollicitudin ut magna vel, convallis dignissim eros. Nunc vel libero orci. Nullam ac libero pulvinar, rhoncus purus vitae, hendrerit odio. Pellentesque vulputate mi a velit faucibus facilisis. Suspendisse potenti. Nullam metus leo, suscipit accumsan vehicula vel, dictum a enim. Nunc in odio ac mi consectetur fringilla quis nec dolor. Vestibulum ultrices ipsum id neque fermentum, commodo aliquet mauris facilisis. Cras purus nulla, efficitur sit amet ante nec, tincidunt iaculis diam. Quisque in facilisis ante. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Fusce blandit diam viverra, lobortis ex eget, laoreet nisl. Praesent nec odio finibus, ultricies risus a, dapibus diam. Nunc condimentum, lacus ut mattis fermentum, quam elit fermentum quam, ut dictum arcu sem a dolor. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nam egestas ipsum sit amet purus feugiat interdum. Maecenas congue quis leo ut vestibulum. Pellentesque lorem dolor, bibendum ut lorem vitae, laoreet pretium arcu. Mauris scelerisque, arcu eu pulvinar malesuada, nisi tortor molestie orci, quis fringilla dui velit sed elit. Nulla non fringilla nisi. Integer nec lacinia eros, vel cursus felis. Nam ut massa at tortor tincidunt lacinia vitae quis diam. Nam cursus congue urna id ornare. Nullam ac porta sem. Nam quis nulla in magna pretium imperdiet. Nulla facilisi. Aliquam dignissim viverra arcu, quis faucibus justo elementum sit amet. Sed scelerisque ex ipsum, vitae accumsan tortor maximus vitae. Nulla convallis et orci et bibendum. Nullam egestas mauris vel massa scelerisque malesuada. Phasellus commodo quis massa quis eleifend. Nunc tempus vel justo a tincidunt. Ut posuere varius rutrum. Mauris eleifend varius condimentum. Nullam porttitor a ante at fringilla. In volutpat maximus tortor eget congue. Vivamus luctus malesuada elit eu facilisis. Aliquam non porta est, ac dignissim dolor. Praesent eleifend neque purus. Curabitur in ornare mi, condimentum imperdiet nisi. Donec tristique massa quis nisl porta ullamcorper. Maecenas at purus mi. Fusce quis libero id nibh eleifend posuere sit amet eget lacus. In lobortis sapien vel mauris ornare auctor. In eu malesuada nisl. Sed ac lorem ac turpis pulvinar volutpat. Ut sollicitudin aliquet facilisis. Nullam sed auctor felis. Suspendisse leo augue, convallis a finibus sit amet, pretium eu ipsum. Duis fringilla vitae leo congue ultricies. Sed auctor leo mauris, a commodo augue sollicitudin at. Integer porttitor posuere semper. Mauris eu rutrum odio. Aenean gravida sem urna, et hendrerit mi facilisis eu. Praesent eget dapibus nibh, in iaculis erat. Morbi efficitur magna a diam vestibulum, vitae tincidunt odio pellentesque. Nam urna ipsum, malesuada ut ullamcorper viverra, mattis nec ligula. Vestibulum vitae convallis neque. Quisque at luctus metus. Nullam blandit nulla in diam tincidunt, in convallis diam facilisis. Vestibulum dui tellus, mattis sit amet finibus eget, commodo vitae nisi. Integer tincidunt scelerisque purus, at viverra velit molestie non. Phasellus elit turpis, sollicitudin ut magna vel, convallis dignissim eros. Nunc vel libero orci. Nullam ac libero pulvinar, rhoncus purus vitae, hendrerit odio. Pellentesque vulputate mi a velit faucibus facilisis. Suspendisse potenti. Nullam metus leo, suscipit accumsan vehicula vel, dictum a enim. Nunc in odio ac mi consectetur fringilla quis nec dolor. Vestibulum ultrices ipsum id neque fermentum, commodo aliquet mauris facilisis. Cras purus nulla, efficitur sit amet ante nec, tincidunt iaculis diam. Quisque in facilisis ante. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Fusce blandit diam viverra, lobortis ex eget, laoreet nisl. Praesent nec odio finibus, ultricies risus a, dapibus diam. Nunc condimentum, lacus ut mattis fermentum, quam elit fermentum quam, ut dictum arcu sem a dolor.

Aug 14,2025 by Andy.Monte@experian.com

At a Glance Test Post

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nam egestas ipsum sit amet purus feugiat interdum. Maecenas congue quis leo ut vestibulum. Pellentesque lorem dolor, bibendum ut lorem vitae, laoreet pretium arcu. Mauris scelerisque, arcu eu pulvinar malesuada, nisi tortor molestie orci, quis fringilla dui velit sed elit. Nulla non fringilla nisi. Integer nec lacinia eros, vel cursus felis. Nam ut massa at tortor tincidunt lacinia vitae quis diam. Nam cursus congue urna id ornare. Nullam ac porta sem. Nam quis nulla in magna pretium imperdiet. Nulla facilisi. Aliquam dignissim viverra arcu, quis faucibus justo elementum sit amet. Sed scelerisque ex ipsum, vitae accumsan tortor maximus vitae. Nulla convallis et orci et bibendum. Nullam egestas mauris vel massa scelerisque malesuada. Phasellus commodo quis massa quis eleifend. Nunc tempus vel justo a tincidunt. Ut posuere varius rutrum. Mauris eleifend varius condimentum. Nullam porttitor a ante at fringilla. In volutpat maximus tortor eget congue. Vivamus luctus malesuada elit eu facilisis. Aliquam non porta est, ac dignissim dolor. Praesent eleifend neque purus. Curabitur in ornare mi, condimentum imperdiet nisi. Donec tristique massa quis nisl porta ullamcorper. Maecenas at purus mi. Fusce quis libero id nibh eleifend posuere sit amet eget lacus. In lobortis sapien vel mauris ornare auctor. In eu malesuada nisl. Sed ac lorem ac turpis pulvinar volutpat. Ut sollicitudin aliquet facilisis. Nullam sed auctor felis. Suspendisse leo augue, convallis a finibus sit amet, pretium eu ipsum. Duis fringilla vitae leo congue ultricies. Sed auctor leo mauris, a commodo augue sollicitudin at. Integer porttitor posuere semper. Mauris eu rutrum odio. Aenean gravida sem urna, et hendrerit mi facilisis eu. Praesent eget dapibus nibh, in iaculis erat. Morbi efficitur magna a diam vestibulum, vitae tincidunt odio pellentesque. Nam urna ipsum, malesuada ut ullamcorper viverra, mattis nec ligula. Vestibulum vitae convallis neque. Quisque at luctus metus. Nullam blandit nulla in diam tincidunt, in convallis diam facilisis. Vestibulum dui tellus, mattis sit amet finibus eget, commodo vitae nisi. Integer tincidunt scelerisque purus, at viverra velit molestie non. Phasellus elit turpis, sollicitudin ut magna vel, convallis dignissim eros. Nunc vel libero orci. Nullam ac libero pulvinar, rhoncus purus vitae, hendrerit odio. Pellentesque vulputate mi a velit faucibus facilisis. Suspendisse potenti. Nullam metus leo, suscipit accumsan vehicula vel, dictum a enim. Nunc in odio ac mi consectetur fringilla quis nec dolor. Vestibulum ultrices ipsum id neque fermentum, commodo aliquet mauris facilisis. Cras purus nulla, efficitur sit amet ante nec, tincidunt iaculis diam. Quisque in facilisis ante. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Fusce blandit diam viverra, lobortis ex eget, laoreet nisl. Praesent nec odio finibus, ultricies risus a, dapibus diam. Nunc condimentum, lacus ut mattis fermentum, quam elit fermentum quam, ut dictum arcu sem a dolor. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nam egestas ipsum sit amet purus feugiat interdum. Maecenas congue quis leo ut vestibulum. Pellentesque lorem dolor, bibendum ut lorem vitae, laoreet pretium arcu. Mauris scelerisque, arcu eu pulvinar malesuada, nisi tortor molestie orci, quis fringilla dui velit sed elit. Nulla non fringilla nisi. Integer nec lacinia eros, vel cursus felis. Nam ut massa at tortor tincidunt lacinia vitae quis diam. Nam cursus congue urna id ornare. Nullam ac porta sem. Nam quis nulla in magna pretium imperdiet. Nulla facilisi. Aliquam dignissim viverra arcu, quis faucibus justo elementum sit amet. Sed scelerisque ex ipsum, vitae accumsan tortor maximus vitae. Nulla convallis et orci et bibendum. Nullam egestas mauris vel massa scelerisque malesuada. Phasellus commodo quis massa quis eleifend. Nunc tempus vel justo a tincidunt. Ut posuere varius rutrum. Mauris eleifend varius condimentum. Nullam porttitor a ante at fringilla. In volutpat maximus tortor eget congue. Vivamus luctus malesuada elit eu facilisis. Aliquam non porta est, ac dignissim dolor. Praesent eleifend neque purus. Curabitur in ornare mi, condimentum imperdiet nisi. Donec tristique massa quis nisl porta ullamcorper. Maecenas at purus mi. Fusce quis libero id nibh eleifend posuere sit amet eget lacus. In lobortis sapien vel mauris ornare auctor. In eu malesuada nisl. Sed ac lorem ac turpis pulvinar volutpat. Ut sollicitudin aliquet facilisis. Nullam sed auctor felis. Suspendisse leo augue, convallis a finibus sit amet, pretium eu ipsum. Duis fringilla vitae leo congue ultricies. Sed auctor leo mauris, a commodo augue sollicitudin at. Integer porttitor posuere semper. Mauris eu rutrum odio. Aenean gravida sem urna, et hendrerit mi facilisis eu. Praesent eget dapibus nibh, in iaculis erat. Morbi efficitur magna a diam vestibulum, vitae tincidunt odio pellentesque. Nam urna ipsum, malesuada ut ullamcorper viverra, mattis nec ligula. Vestibulum vitae convallis neque. Quisque at luctus metus. Nullam blandit nulla in diam tincidunt, in convallis diam facilisis. Vestibulum dui tellus, mattis sit amet finibus eget, commodo vitae nisi. Integer tincidunt scelerisque purus, at viverra velit molestie non. Phasellus elit turpis, sollicitudin ut magna vel, convallis dignissim eros. Nunc vel libero orci. Nullam ac libero pulvinar, rhoncus purus vitae, hendrerit odio. Pellentesque vulputate mi a velit faucibus facilisis. Suspendisse potenti. Nullam metus leo, suscipit accumsan vehicula vel, dictum a enim. Nunc in odio ac mi consectetur fringilla quis nec dolor. Vestibulum ultrices ipsum id neque fermentum, commodo aliquet mauris facilisis. Cras purus nulla, efficitur sit amet ante nec, tincidunt iaculis diam. Quisque in facilisis ante. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Fusce blandit diam viverra, lobortis ex eget, laoreet nisl. Praesent nec odio finibus, ultricies risus a, dapibus diam. Nunc condimentum, lacus ut mattis fermentum, quam elit fermentum quam, ut dictum arcu sem a dolor.

Aug 14,2025 by Andy.Monte@experian.com

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